405 E US Hwy 281, Los Indios, TX 78567 Property Records

Cameron County property record for 405 E US Hwy 281, Los Indios, TX 78567

Property Summary

Property Type	Commercial
Details	2,870 sqft · built 2007
Lot Size	4.64 acres (202,249 sqft)
Owner	Individual Name on Record
Tax Bill	$6,078 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`882312-0010-001000`

Property Details

APN / Parcel Number

Primary APN	`882312-0010-001000`
Alternative APNs	`8823100280004000` `242355`

Interior

Stories	1 Story
Building Area	2,870 sqft Gross Area
1st Floor Area	2,870 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	202,249 sqft
Storage Building	160 sqft

Location & Zoning

Street Address	405 E US HIGHWAY 281
State	TX
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 1 FLORES ESTATES (C1-2739-B CCMR)
Legal Subdivision	FLORES ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1064
Census Tract	12105

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3084 W LAKE AVE, BROWNSVILLE, TX 78520-4067
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage FIRST COMMUNITY BANK
Aug 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage WISCONSIN BANKING CORPORTATION
Dec 10, 2025	Warranty Deed, Transfer
Mar 30, 2023	Transfer on Death Deed, Transfer
Mar 30, 2023	Intrafamily Transfer, Transfer
Nov 10, 2022	Warranty Deed, Transfer CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025
Deed Sale	Dec 10, 2025
Prior Sale	Nov 10, 2022
Deed Document Number	202543294
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38972 NORMA LINDA ROAD, SAN BENITO, TX 78586
Investor	Possibly a Property Investor

Mortgage

Document Number	024143/308
Date	Apr 15, 2019
Book Page	24143/308
Instrument	2019-00014235

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SAN BENITO, TX 78586

Agreement

Amount	Amount Recorded
Term	47 Months
Due	Mar 28, 2023

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202528181
Date	Aug 12, 2025
Instrument	2025-28181

Lender

Name	WISCONSIN BANKING CORPORTATION
Address	OCONOMOWOC, WI 53066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 8, 2058

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Dec 10, 2025
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Document Number	0202543294
Map Reference	CAB 1 PG 2739B
Instrument Date	Oct 29, 2025
Instrument	2025-43294
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 S HELEN MOORE RD # RD3104, RD3104, SAN BENITO, TX 78586-8272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 W LAKE AVE, BROWNSVILLE, TX 78520-4067

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CAMERON TX
Recording Date	Mar 30, 2023
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Document Number	0202311225
Map Reference	CAB 1 PG 2739-B
Instrument Date	Mar 20, 2023
Instrument	2023-11225
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 S HELEN MOORE RD, SAN BENITO, TX 78586-8272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 S HELEN MOORE RD, SAN BENITO, TX 78586-8272

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Mar 30, 2023
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Document Number	0202311224
Map Reference	CAB I PG 2739-B
Instrument Date	Mar 20, 2023
Instrument	2023-11224
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	349 S HELEN MOORE RD, SAN BENITO, TX 78586-8272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 W LAKE AVE, BROWNSVILLE, TX 78520-4067

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Nov 10, 2022
Property Address	405 E US HIGHWAY 281, LOS INDIOS, TX 78567
Document Number	0202245587
Map Reference	CAB 1 PG 2739-B
Instrument Date	Nov 10, 2022
Instrument	2022-45587
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22487 JOINES RD, SAN BENITO, TX 78586-6734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 S HELEN MOORE RD, SAN BENITO, TX 78586-8272

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Los Indios Town
Unified School District	San Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,111 (+4.53%) Land $202,249 Building $103,862	$306,111 (+4.53%) Land $202,249 Building $103,862
2025	$6,078.00 (-10.97%)	$292,840 (-1.38%) Land $202,249 Building $90,591	$292,840 (-1.38%) Land $202,249 Building $90,591
2023		$296,923 Land $202,249 Building $94,674	$296,923 Land $202,249 Building $94,674
2022	$6,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILITARY HWY WSC LAS RUSIAS serves 17,943 people · EPA ID TX1080067
Water Source	Purchased surface water from HARLINGEN WATER WORKS SYSTEM
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Apr 2022 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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