405 E Union St, Centralia, WA 98531 Property Records

Lewis County property record for 405 E Union St, Centralia, WA 98531

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,160 sqft · built 1970
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2019)
Tax Bill	$1,425 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`003417-048-362`

Property Details

APN / Parcel Number

Primary APN	`003417-048-362`
Alternative APNs	`2213436` `14472`

Interior

Stories	1 Story
Building Area	2,160 sqft Gross Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	139 ft deep x 110 ft wide
Terrain	Low

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	2213436
Street Address	405 E UNION ST
City	CENTRALIA
State	WA
Zip	98531-3759
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	SECTION 17 TOWNSHIP 14N RANGE 02W S 145 W 139 LOT 6 BLK 5 EX UNION ST JOHN GALVINS ADD
Legal Range	02W
Legal Township	14N
Legal Section	17
Legal Subdivision	JOHN GALVINS ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1035
Census Tract	970700

Owner

Source: Lewis County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8909 176TH AVE SW, ROCHESTER, WA 98579-8588
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	20193516066
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 31, 2019
Property Address	405 E UNION ST, CENTRALIA, WA 98531-3759
Document Number	0003516066
Instrument Date	Dec 26, 2019
Instrument	3516066
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8909 176TH AVE SW, ROCHESTER, WA 98579-8588

Mortgage

Document Number	0003516067
Date	Dec 31, 2019
Instrument	3516067

Lender

Name	COLIN E MACLEOD ETAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,700 (-) Land $91,700 Building $125,000	$216,700 (-) Land $91,700 Building $125,000
2024	$1,425.00 (-19.81%)	$216,700 (-) Land $91,700 Building $125,000	$216,700 (-) Land $91,700 Building $125,000
2023	$1,777.00
2022		$216,700 Land $91,700 Building $125,000	$216,700 Land $91,700 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Palisade America's Investment, Verizon.

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