405 E Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 405 E Third St, Lexington, KY 40508 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1901
Square Footage	1,076 sqft Living Area
Lot Size	4,552 sqft (0.104 acres)
Occupancy	Owner Occupied
Tax Bill	$518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13351300`

Interior

Full Baths	1 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,076 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1901
Exterior Material	Other Exterior
Construction Type	Frame Construction
Lot Area	4,552 sqft (0.104 acres)
Lot Width	36.5 ft Width
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	405 E THIRD ST
City	LEXINGTON
State	KY
Zip	40508-1928
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1-079 WILGUS LOTS LOT; BOOK: 1728 PAGE: 322
Legal Subdivision	WILGUS LOTS
Jurisdiction	FAYETTE KY
Minor Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Blockgroup	3
Census Block	3010
Census Tract	300

Owner

Source: Lexington-Fayette Urban County records · APN 13351300

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E THIRD ST, LEXINGTON, KY 40508-1928
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 1994
Deed Sale	May 18, 1994
Deed Doc Number	0001728322
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	Apr 21, 2026
Property Address	405 E THIRD ST, LEXINGTON, KY 40508-1928
Document Number	0000000141
Book / Page	11196 / 144
Instrument Date	Apr 09, 2026
Instrument	2026141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E THIRD ST, LEXINGTON, KY 40508-1928

Mortgage

Document Number	0000000141,
Date	Apr 21, 2026
Book Page	11196/144
Instrument	2026141

Lender

Name	UNIVERSITY/KY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (+502.33%) Homeowner's exemption	$91,000 (+70.41%)	$91,000 (+70.41%)
2023	$86.00 Homeowner's exemption	$53,400	$53,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.