405 E Sola St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 405 E Sola St, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1921
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$1,840,000 (Nov 2023)
Tax Bill	$19,755 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`029-022-023`

Property Details

APN / Parcel Number

Primary APN	`029-022-023`
Alternative APN	`02902223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	405 E SOLA ST
City	SANTA BARBARA
State	CA
Zip	93101-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SANTA BARBARA CITY OF BLK 71 POR OF
Legal Subdivision	SANTA BARBARA
Legal Block	71
Legal Lot Number	71
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	5
Census Block	5008
Census Tract	400

Owner

405 E Sola St is owned and occupied by two individuals who bought it in November 2023.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 14, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRUCE & GRACE PETERSON
May 22, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
May 22, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	202334107
Prior Transfer Date	Oct 26, 2004
Prior Transfer Doc	0000113455
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220

Mortgage

Document Number	0000031440
Date	Oct 14, 2025
Instrument	2025-0031440

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220

Mortgage

Document Number	0000007960
Date	Mar 19, 2024
Instrument	2024-0007960

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 14, 2023
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Document Number	0000034107
Instrument Date	Nov 2, 2023
Instrument	2023-0034107
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220

Mortgage

Document Number	0000034108
Date	Nov 14, 2023
Instrument	2023-0034108

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Document Number	0000007543
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E SOLA ST SANTA BARBARA CA 931011220, SANTA BARBARA, CA 93101-1220

Mortgage

Document Number	0000007543
Date	Feb 27, 2019
Instrument	7543

Lender

Name	BRUCE & GRACE PETERSON
Address	1837 EL CAMINO DE LA LU, SANTA BARBARA, CA 93109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	May 22, 2018
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Document Number	0000020763
Instrument Date	May 8, 2018
Instrument	20763
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E SOLA ST SANTA BARBARA CA 931011220, SANTA BARBARA, CA 93101-1220

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	May 22, 2018
Property Address	405 E SOLA ST, SANTA BARBARA, CA 93101-1220
Document Number	0000020764
Instrument Date	May 7, 2018
Instrument	20764
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,139.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E SOLA ST SANTA BARBARA CA 931011220, SANTA BARBARA, CA 93101-1220

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Sola St was $19,755 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,914,336 (+2%) Land $977,976 Building $936,360
2025	$19,755.00 Homeowner's exemption Additional exemption filed	$1,876,800 Land $958,800 Building $918,000
2023	$11,961.00 (+1.76%) Homeowner's exemption Additional exemption filed	$1,132,932 Land $721,805 Building $411,127
2022	$11,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 E Sola St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 E Sola St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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