405 E Sheridan Rd, Lake Bluff, IL 60044 Property Records

Lake County property record for 405 E Sheridan Rd, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details6.5 ba · 7,447 sqft · built 2016
Lot Size0.442 acres (19,271 sqft)
Owner2 Trust Names on File
Last Sale$298,000 (Aug 2011)
Tax Bill$45,900 (2024)
Deeds & MortgagesJan 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-405-001

Property Details

APN / Parcel Number

Primary APN12-21-405-001

Interior

Full Baths6.5 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area7,447 sqft Living Area
Gross Area8,970 sqft
1st Floor Area2,930 sqft
Upper Floors Area1,548 sqft
Basement Area3,711 sqft
Finished Basement2,969 sqft
Unfinished Basement742 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Exterior MaterialStone
Construction TypeFrame
Roof MaterialSlate
Lot Area19,271 sqft (0.442 acres)
Garage TypeAttached
Garage Area781 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 E SHERIDAN RD
CityLAKE BLUFF
StateIL
Zip60044-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF RAVINE FOREST LOT 66
Legal SubdivisionVILLAGE OF LAKE BLUFF RAVINE FOREST
Legal Lot Number66
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1023
Census Tract863300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address405 E SHERIDAN RD, LAKE BLUFF, IL 60044-2735
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2011 · Amount on File
Deed SaleAug 31, 2011 · Amount on File
Deed Document Number20116762969
Last Transfer DateSep 30, 2011
Transfer Doc0006777196
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address405 E SHERIDAN RD, LAKE BLUFF, IL 60044-2735
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007864218
DateJan 21, 2022
Instrument7864218
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2051
Interest
Rate2.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address405 E SHERIDAN RD, LAKE BLUFF, IL 60044-2735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007618432
DateDec 20, 2019
Instrument7618432
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050
Interest
Rate3.11%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$700,512 (+4.12%) Land $126,945 Building $573,567$2,101,746 (+4.12%) Land $380,873 Building $1,720,873
2024$45,900.00 (+1.19%)
2023$45,362.00 (+3.61%)$672,795 (+3.95%) Land $109,464 Building $563,331$2,018,587 (+3.95%) Land $328,425 Building $1,690,162
2022$43,783.00$647,245 Land $105,307 Building $541,938$1,941,930 Land $315,953 Building $1,625,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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