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  5. E Ring Factory Rd

405 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 405 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,432 sqft · built 1989
Lot Size0.521 acres (22,694 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jun 2021)
Tax Bill$5,334 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-233057

Property Details

APN / Parcel Number

Primary APN03-233057
Alternative APNs
  • 3233057
  • 233057

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,432 sqft Total Area
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,694 sqft (0.521 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area408 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number233057
Street Address405 E RING FACTORY RD
CityBEL AIR
StateMD
Zip21014-5572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 117 22694 SF 405 E RING FACTORY ROAD GLENWOOD GARTH PT 59/104
Legal SubdivisionPLAT 4 GLENWOOD GARTH
Legal Lot Number117
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1001
Census Tract303602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jan 11, 2019Special Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Sep 18, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY
Oct 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Book / Page14870 / 276
Last Transfer DateNov 25, 2024
Transfer Doc0164890088
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 28, 2021
Property Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572
Document Number0148700276
Book / Page14870 / 276
Map ReferenceMB 59 FO 104
Instrument DateJun 18, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572

Mortgage

Document Number0014870282
DateJun 28, 2021
Instrument14870/282
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARFORD MD
Recording DateJan 11, 2019
Property Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572
Document Number0131220333
Book / Page13122 / 0333
Map ReferenceMB 59 FO 104
Instrument DateDec 4, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFRONT DOOR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address3423 CLAIRBORNE WAY, ABINGDON, MD 21009-2088

Mortgage

Document Number0013122339
DateJan 11, 2019
Instrument13122/339
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARFORD MD
Recording DateSep 18, 2018
Property Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572
Document Number0129880376
Book / Page012988 / 000376
Instrument DateMay 24, 2018
Transaction TypeForeclosure
Record UpdatedSep 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$310.52
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E RING FACTORY RD BEL AIR MD 210145572, BEL AIR, MD 21014-5572

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateOct 25, 2017
Property Address405 E RING FACTORY RD, BEL AIR, MD 21014-5572
Document Number0125700023
Book / Page012570 / 000023
Instrument DateOct 18, 2017
Transaction TypeTransfer
Record UpdatedNov 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address300 KITCHEN LOOP RD LAKE TOXAWAY NC 287477727, LAKE TOXAWAY, NC 28747-7727

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,334.00 (+7.28%)$489,433 (+3.08%)$518,700 (+9.25%) Land $116,300 Building $402,400
2025$4,972.00 (+8.87%)$474,800 (+8.48%) Land $116,300 Building $358,500$474,800 (-) Land $116,300 Building $358,500
2023$437,667$474,800 Land $116,300 Building $358,500
2022$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1983–2007)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

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