Madison County property record for 405 E Prospect Ave, Norfolk, NE 68701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,571 sqft · built 1910 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Dec 2020) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Apr 2018 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590077392 |
| Primary APN | 590077392 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Basement Area | 993 sqft |
| Finished Basement | 993 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 151 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 897 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 405 E PROSPECT AVE |
|---|---|
| City | NORFOLK |
| State | NE |
| Zip | 68701-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | KLUGS SECOND SUBDIVISION LOTS 1 & 2, BLK 2 & VAC ALLEY; MAP NUMBER: 1501-00-0-61326-002-0001 |
| Legal Range | 01 |
| Legal Township | 24 |
| Legal Section | 00 |
| Legal Subdivision | KLUGS SECOND SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MADISON NE |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960600 |
Source: Madison County assessment roll, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Apr 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Apr 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Dec 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC |
| Sep 18, 2009 | Transfer |
| Sep 22, 2009 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 5, 2009 | Trustee's Deed, Foreclosure |
| Apr 6, 2009 | Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Sep 18, 2009 · Amount on Record |
| Deed Book / Page | 2020 / 6177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02018/0001 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 2018/0001 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | BELLEVUE, NE 68123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 25, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02018/1522 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 2018/1522 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 2018/1522 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 2018/1522 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NE |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/0001 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 2018/0001 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | BELLEVUE, NE 68123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 25, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Dec 4, 2020 |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Document Number | 02020/6177 |
| Book / Page | 2020 / 6177 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020206178 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2020/6178 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Jurisdiction | MADISON NE |
|---|---|
| Recording Date | Sep 18, 2009 |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Document Number | 02001/7519 |
| Book / Page | 2001 / 7519 |
| Instrument Date | Sep 18, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Sep 22, 2009 |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Document Number | 200909/1268 |
| Book / Page | 2009-09 / 1268 |
| Instrument Date | Sep 17, 2009 |
| Instrument | 2009-09-1268 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY, CARROLLTON, TX 75010-4900 |
| Name | Verified Name |
|---|---|
| Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Investor | Possibly a Property Investor |
| Document Number | 2009091271 |
|---|---|
| Date | Sep 22, 2009 |
| Instrument | 2009-09-1271 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2039 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON NE |
| Recording Date | Jun 5, 2009 |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Document Number | 200906/0435 |
| Book / Page | 2009-06 / 0435 |
| Instrument Date | May 28, 2009 |
| Instrument | 2009-06-0435 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Jurisdiction | MADISON NE |
|---|---|
| Recording Date | Apr 6, 2009 |
| Property Address | 405 E PROSPECT AVE, NORFOLK, NE 68701-4336 |
| Document Number | 02001/7519 |
| Book / Page | 2001 / 7519 |
| Instrument Date | Apr 6, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Madison County |
| Municipality | Norfolk City |
| Unified School District | Norfolk Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 (-25.13%) | $164,940 (+18.59%) Land $15,710 Building $149,230 | $164,940 (+18.59%) Land $15,710 Building $149,230 |
| 2023 | $2,571.00 | $139,081 Land $15,710 Building $123,371 | $139,081 Land $15,710 Building $123,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Cable One Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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