Appanoose County property record for 405 E Pleasant, Cincinnati, IA 52549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jun 2026) |
| Tax Bill | $550 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350021003670000 |
| Primary APN | 350021003670000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Street Address | 405 E PLEASANT |
|---|---|
| City | CINCINNATI |
| State | IA |
| Zip | 52549-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCDONALD & PUTMAN LOT 3 BLK 2 |
| Legal Subdivision | MCDONALD & PUTMAN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | PLEASANT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950500 |
Source: Appanoose County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 W PLEASANT, CINCINNATI, IA 52549-8851 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Line of Credit IOWA TRUST AND SAVINGS BANK |
| Nov 17, 2025 | Deed of Trust, Mortgage · Commercial Mortgage IOWA TRUST & SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Nov 17, 2025 · Amount on File |
| Deed Document Number | 20261190 |
| Deed Book / Page | 2026 / 1190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Recording Date | Jun 10, 2026 |
| Property Address | 405 E PLEASANT, CINCINNATI, IA 52549-8709 |
| Document Number | 0000001190 |
| Book / Page | 2026 / 1190 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20261190 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,575.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 W PLEASANT, CINCINNATI, IA 52549-8851 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001191, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20261191 |
| Name | IOWA TRUST AND SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 405 E PLEASANT, CINCINNATI, IA 52549-8709 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025/2386 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 2025/2386 |
| Instrument | 2025 2386 |
| Name | IOWA TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CENTERVILLE, IA 52544 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Municipality | Cincinnati City |
| Unified School District | Centerville Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550.00 (-1.79%) | $46,880 (-) Land $5,090 Building $41,790 | $46,880 (-) Land $5,090 Building $41,790 |
| 2025 | $560.00 | $46,880 (+18.65%) Land $5,090 Building $41,790 | $46,880 (+18.65%) Land $5,090 Building $41,790 |
| 2024 | $560.00 (+26.7%) | ||
| 2023 | $39,510 (+36.29%) Land $4,410 Building $35,100 | $39,510 (+36.29%) Land $4,410 Building $35,100 | |
| 2022 | $442.00 Homeowner's exemption | $28,990 Land $3,390 Building $25,600 | |
| 2021 | $28,990 Land $3,390 Building $25,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Liberty Communications Fixed Wireless | 500 / 200 |
| Windstream DSL | 200 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
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