Ellis County property record for 405 E Pecan Tree Rd, Waxahachie, TX 75165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,820 sqft |
| Lot Size | 1.43 acres (62,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $473,340 (Feb 2025) |
| Tax Bill | $7,818 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R303541 |
| Primary APN | R303541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 62,683 sqft |
|---|---|
| Garage Type | Carport |
| Garage Area | 2,160 sqft |
| Carport | Carport |
| Carport Area | 2,160 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 405 E PECAN TREE RD |
|---|---|
| City | WAXAHACHIE |
| State | TX |
| Zip | 75165-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3AR BLK A PECAN TREE CORNER 1.4390 AC |
| Legal Subdivision | PECAN TREE CORNER |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 61100 |
405 E Pecan Tree Rd is owned and occupied by two individuals who bought it in February 2025.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E PECAN TREE RD, WAXAHACHIE, TX 75165-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 11, 2025 | Vendor's Lien, Transfer · VA Mortgage ORIGIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Deed Document Number | 20254494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jun 2, 2026 |
| Property Address | 405 E PECAN TREE RD, WAXAHACHIE, TX 75165-8107 |
| Document Number | 0000019505 |
| Instrument Date | May 16, 2026 |
| Instrument | 202619505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 E PECAN TREE RD, WAXAHACHIE, TX 75165-8107 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019505, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202619505 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Feb 11, 2025 |
| Property Address | 405 E PECAN TREE RD, WAXAHACHIE, TX 75165-8107 |
| Document Number | 0002504494 |
| Map Reference | CAB N SL 348 |
| Instrument Date | Feb 7, 2025 |
| Instrument | 2504494 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 HC 31385, BYNUM, TX 76631 |
| Name | Verified Name |
|---|---|
| Address | 405 E PECAN TREE RD, WAXAHACHIE, TX 75165-8107 |
| Document Number | 0002504495 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | 2504495 |
| Name | ORIGIN BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
The 2025 property tax bill for 405 E Pecan Tree Rd was $7,818, up 130.8% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Waxahachie Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,786 (-0.46%) Land $160,000 Building $352,786 | $512,786 (-0.46%) Land $160,000 Building $352,786 | |
| 2025 | $7,818.00 (+130.76%) | $515,180 Land $150,000 Building $365,180 | $515,180 Land $150,000 Building $365,180 |
| 2024 | $3,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 E Pecan Tree Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1987–2024) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 E Pecan Tree Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NASH FORRESTON WSC serves 2,277 people · EPA ID TX0700025 |
|---|---|
| Water Source | Purchased surface water from CITY OF WAXAHACHIE |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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