Montgomery County property record for 405 E Pease Ave, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,373 sqft · built 1959 |
| Lot Size | 0.237 acres (10,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2025) |
| Tax Bill | $3,157 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00116 0001 |
| Primary APN | K48 00116 0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,373 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,350 sqft (0.237 acres) |
| Lot Dimensions | 150 ft deep x 69 ft wide |
| Garage Type | Mixed |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 182 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 E PEASE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1476 MITCHELL 2 |
| Legal Subdivision | MITCHELL 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50301 |
405 E Pease Ave is owned and occupied by an individual who bought it in December 2025.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Dec 16, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 26, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on File |
| Deed Sale | Dec 16, 2025 · Amount on File |
| Prior Sale | Feb 26, 2018 · Amount on File |
| Deed Document Number | 2025-00070572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012924 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024-00012924 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 340134, BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 16, 2025 |
| Property Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Document Number | 0000070572 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025-00070572 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Document Number | 0000070573 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025-00070573 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 405 E PEASE SVE, WEST CARROLLTON, OH 45449 |
| Document Number | 0000024261 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-00024261 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 26, 2018 |
| Property Address | 405 E PEASE AVE, DAYTON, OH 45449-1373 |
| Document Number | 0000010817 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 10817 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 E PEASE AVE WEST CARROLLTON OH 454491373, WEST CARROLLTON, OH 45449-1373 |
| Document Number | 10818 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 10818 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,030 (-) Land $10,010 Building $36,020 | ||
| 2024 | $3,157.00 (+6.15%) | $46,030 (-) Land $10,010 Building $36,020 | |
| 2023 | $2,974.00 (+9.02%) | $46,030 (+39.65%) Land $10,010 Building $36,020 | $131,520 Land $28,610 Building $102,910 |
| 2022 | $2,728.00 | $32,960 Land $7,150 Building $25,810 | |
| 2020 | $94,170 Land $20,440 Building $73,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 E Pease Ave in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1989–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 E Pease Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures