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405 E Okanogan Ave, Chelan, WA 98816 Property Records

Chelan County property record for 405 E Okanogan Ave, Chelan, WA 98816

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,048 sqft · built 1940
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Tax Bill$2,243 (2023)
Deeds & MortgagesMar 2026 Second Mortgage
Dec 2020 Mortgage
+ 1 more
APN272213512597

Property Details

APN / Parcel Number

Primary APN272213512597
Alternative APN
  • 44600

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area1,548 sqft
Basement Area500 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeDetached
Garage Area584 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number44600
Street Address405 E OKANOGAN AVE
CityCHELAN
StateWA
Zip98816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHELAN BLOCK 39 LOT 12 0.1000 ACRES
Legal Range22
Legal Township27N
Legal Section13
Legal SubdivisionCHELAN
Legal Phase4
Legal Block39
Legal Lot Number12
JurisdictionCHELAN WA
Township / Civil DivisionCHELAN
Census Block Group2
Census Block2008
Census Tract960302

Owner

Source: Chelan County records · APN 272213512597

Assessment roll updated May 31, 2022 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 LAKESIDE AVE STE A, A, SEATTLE, WA 98122-6538
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST
Oct 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2003
Deed SaleJul 23, 2003
Deed Document Number2149925
Record UpdatedJun 07, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELAN WA
Property Address405 E OKANOGAN AVE, CHELAN, WA 98816
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002619392
DateMar 11, 2026
Instrument2619392
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELAN WA
Property Address405 E OKANOGAN AVE, CHELAN, WA 98816
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanySOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002533024
DateDec 29, 2020
Instrument2533024
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressGREAT BEND, KS 67530
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELAN WA
Property Address405 E OKANOGAN AVE, CHELAN, WA 98816
Document Number0002485823
Instrument DateOct 02, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 0 5 E OKANOGAN AVE CHELAN WA 98816, CHELAN, WA 98816

Mortgage

Document Number0002485823
DateOct 04, 2018
Instrument2485823
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2048

Tax Assessment & Valuation

Source: Chelan County records · Assessment roll updated May 31, 2022 · Last verified June 2023

Property Jurisdictions

TypeName
StateWashington
CountyChelan County
MunicipalityChelan City
Unified School DistrictLake Chelan School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskModerate
above 61% of the US · above 42% of Washington
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable		1,500 / 50
PUD No. 1 of Chelan County
Fiber		1,000 / 1,000
Native Network
Fiber		1,000 / 1,000
Northwest Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHELAN WATER DEPT
serves 9,425 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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