405 E Oak St, Stockton, MO 65785 Property Records

Cedar County property record for 405 E Oak St, Stockton, MO 65785

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,326 sqft · built 1936
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Oct 2005)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-2.2-09-003-018-005.00`

Property Details

APN / Parcel Number

Primary APN	`09-2.2-09-003-018-005.00`
Alternative APNs	`4750` `3663`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,726 sqft
Basement Area	1,026 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	217 ft deep x 75 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3663
Street Address	405 E OAK ST
City	STOCKTON
State	MO
Zip	65785-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R L HAYES W 74.5' S2 LOT 15 & W 74.5 LOTS 16 THRU 23 ALL IN BLK 5
Legal Range	26
Legal Township	34
Legal Section	09
Legal Subdivision	R L HAYES
Legal Block	5
Legal Lot Number	15
Jurisdiction	CEDAR MO
Township / Civil Division	LINN
Census Block Group	1
Census Block	1014
Census Tract	870300

Owner

Source: Cedar County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 702, STOCKTON, MO 65785-0702
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2005 · Amount on Record
Deed Sale	Oct 24, 2005 · Amount on Record
Deed Document Number	20056300532
Deed Book / Page	63 / 532
Last Transfer Date	Mar 27, 2025
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR MO
Recording Date	Feb 1, 2022
Property Address	405 E OAK ST, STOCKTON, MO 65785-9382
Document Number	002022/256
Book / Page	2022 / 256
Instrument Date	Jan 29, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 E POPLAR ST, OLATHE, KS 66061-3540

Mortgage

Document Number	0002022257
Date	Feb 1, 2022
Instrument	2022/257

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Municipality	Stockton City
Unified School District	Stockton R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,200 (-) Land $770 Building $25,430
2025	$1,179.00 (+7.38%)	$26,200 (+15.01%) Land $770 Building $25,430	$137,880 (+15%) Land $4,030 Building $133,850
2024	$1,098.00
2023		$22,780	$119,900 Land $3,500 Building $116,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOCKTON PWS serves 1,892 people · EPA ID MO5010763
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Click Computers.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures