405 E Oak St, Butler, IN 46721 Property Records

DeKalb County property record for 405 E Oak St, Butler, IN 46721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,630 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Oct 2024)
Tax Bill	$781 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-07-12-104-008.000-027`

Property Details

APN / Parcel Number

Primary APN	`17-07-12-104-008.000-027`
Alternative APN	`230712104008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Basement Area	338 sqft
Unfinished Basement	338 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	230712104008
Street Address	405 E OAK ST
City	BUTLER
State	IN
Zip	46721-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DANF ADD(EX E 10') LOT 48
Legal Subdivision	DANFORTHS ADDITION
Legal Lot Number	48
Jurisdiction	DE KALB IN
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2040
Census Tract	20300

Owner

405 E Oak St is owned and occupied by two individuals who bought it in October 2024.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 E OAK ST, BUTLER, IN 46721-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · USDA Mortgage POLARIS HOME FUNDING CORP
Oct 29, 2024	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC
Nov 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage S & L ENTERPRISES I LLC
Apr 23, 2020	Intrafamily Transfer, Transfer
Dec 29, 2009	Limited Warranty Deed, Transfer
Sep 18, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on File
Deed Sale	Oct 29, 2024 · Amount on File
Prior Sale	Nov 7, 2023 · Amount on File
Deed Document Number	20245149
Prior Transfer Date	Sep 10, 2009
Prior Transfer Doc	0200905659
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E OAK ST, BUTLER, IN 46721-1423

Mortgage

Document Number	0202506791
Date	Dec 19, 2025
Instrument	202506791

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	161 44TH ST SW, GRANDVILLE, MI 49418

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 29, 2024
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Document Number	0202405149
Instrument Date	Oct 25, 2024
Instrument	202405149
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	405 E OAK ST, BUTLER, IN 46721-1423

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 7, 2023
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Document Number	0202305653
Instrument Date	Nov 3, 2023
Instrument	202305653
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 ELLIOT WOOD PL, FORT WAYNE, IN 46804-6709

Mortgage

Document Number	0202305654
Date	Nov 7, 2023
Instrument	202305654

Lender

Name	S & L ENTERPRISES I LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Apr 23, 2020
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Document Number	0202002063
Instrument Date	Apr 20, 2020
Instrument	202002063
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 COUNTY ROAD 19, WATERLOO, IN 46793-9452

December 2009: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Dec 29, 2009
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Document Number	0200907624
Instrument Date	Dec 11, 2009
Instrument	200907624
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13490 W 150 S, COLUMBUS, IN 47201-9279

September 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 18, 2009
Property Address	405 E OAK ST, BUTLER, IN 46721-1423
Document Number	0200905659
Instrument Date	Sep 10, 2009
Instrument	200905659
Transaction Type	Foreclosure
Record Updated	Feb 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S 6TH ST, MINNEAPOLIS, MN 55402-1403
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Oak St was $781, up 247.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Wilmington Township
Municipality	Butler City
Unified School District	DeKalb County Eastern Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (+247.11%)	$125,400 (+169.68%) Land $14,700 Building $110,700	$125,400 (+169.68%) Land $14,700 Building $110,700
2024	$225.00 (-66.01%)	$46,500 (+34.01%) Land $13,500 Building $33,000	$46,500 (+34.01%) Land $13,500 Building $33,000
2023	$662.00 (-2.07%)	$34,700 (+5.79%) Land $12,700 Building $22,000	$34,700 (+5.79%) Land $12,700 Building $22,000
2022	$676.00	$32,800 Land $11,500 Building $21,300	$32,800 Land $11,500 Building $21,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER WATER DEPARTMENT serves 2,700 people · EPA ID IN5217003
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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