405 E North St, Cambridge, WI 53523 Property Records

Jefferson County property record for 405 E North St, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Apr 2001)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`111-0613-0723-016`

Property Details

APN / Parcel Number

Primary APN	`111-0613-0723-016`

Exterior

Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide

Location & Zoning

Street Address	405 E NORTH ST
City	CAMBRIDGE
State	WI
Zip	53523-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG C/L OF NORTH ST, 660FT E OF W/S/L, E66FT, N 165FT, W66FT, S 165FT TO POB.
Legal Range	13E
Legal Township	06N
Legal Section	07
Legal Quarter	NW
Quarter-Quarter Section	SW
Jurisdiction	JEFFERSON WI
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1041
Census Tract	100602

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	405 E NORTH ST, CAMBRIDGE, WI 53523-8710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2001 · Amount on Record
Deed Sale	Apr 27, 2001 · Amount on Record
Deed Document Number	1055767
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	405 E NORTH ST, CAMBRIDGE, WI 53523-8710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001388062
Date	Sep 22, 2017
Instrument	1388062

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	405 E NORTH ST, CAMBRIDGE, WI 53523-8710
Document Number	0001429385
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	405 E NORTH ST CAMBRIDGE WI 535238710, CAMBRIDGE, WI 53523-8710

Mortgage

Document Number	0001429385
Date	Aug 10, 2020
Instrument	1429385

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (+19.02%) Homeowner's exemption	$224,500 (-) Land $52,300 Building $172,200	$295,700
2023	$4,517.00 Homeowner's exemption	$224,500 Land $52,300 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ResTech Services Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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