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405 E Nelson St, Midland, MI 48640 Property Records

Midland County property record for 405 E Nelson St, Midland, MI 48640 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1941
Square Footage1,433 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$171,050 (2022)
Tax Bill$2,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-16-20-538

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,433 sqft Living Area
1st Floor1,433 sqft 1st Floor
Basement Area1,433 sqft Basement
Unfinished Basement861 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch Style
Lot Area10,019 sqft (0.23 acres)
Depth X Width140 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area280 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 E NELSON ST
CityMIDLAND
StateMI
Zip48640-4429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 CENTRAL PARK ADD.
Legal SubdivisionCENTRAL PARK ADD
Legal Lot Number31
JurisdictionMIDLAND MI
Minor Civil DivisionMIDLAND
Census Blockgroup1
Census Block1005
Census Tract290100

Owner

Source: Midland County records · APN 14-16-20-538

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 E NELSON ST, MIDLAND, MI 48640-4429
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Intrafamily Transfer, Transfer
May 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 03, 2022Affidavit, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Deed Book / Page1656 / 1474
Last Transfer DateNov 17, 2025
Transfer Doc2025R10639
Record RefreshedSep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateNov 26, 2025
Property Address405 E NELSON ST, MIDLAND, MI 48640-4429
Document Number2025R10639
Map ReferenceLB A PG 61
Instrument DateNov 17, 2025
Instrument2025R-10639
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 E NELSON ST, MIDLAND, MI 48640-4429

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address405 E NELSON ST, MIDLAND, MI 48640-4429

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 18, 2022
Property Address405 E NELSON ST, MIDLAND, MI 48640-4429
Document Number01656/1474
Book / Page1656 / 1474
Map ReferenceLB A PG 61
Instrument DateMay 16, 2022
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,286.25
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2862 E BOMBAY RD, MIDLAND, MI 48642-7381

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 S JULIAN ST, NAPERVILLE, IL 60540-4934

Mortgage

Document Number0016561475
DateMay 18, 2022
Instrument1656/1475
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2022: Affidavit, Transfer

Document TypeAffidavit
JurisdictionMIDLAND MI
Recording DateFeb 03, 2022
Property Address405 E NELSON ST, MIDLAND, MI 48640-4429
Document Number01653/1392
Book / Page1653 / 1392
Instrument DateFeb 03, 2022
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address405 E NELSON ST, MIDLAND, MI 48640-4429

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$99,300 (+11.07%)$198,600 (+11.07%)
2025$2,943.00 (+1.03%) Homeowner's exemption$89,400$178,800
2024$2,913.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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