St. Bernard Parish property record for 405 E Morales St, Chalmette, LA 70043
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.371 acres (16,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2017) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 30441100002A |
| Primary APN | 30441100002A |
|---|
| Lot Area | 16,200 sqft (0.371 acres) |
|---|
| Street Address | 405 E MORALES ST |
|---|---|
| City | CHALMETTE |
| State | LA |
| Zip | 70043-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2A VERSAILLES SUB. BEING A RESUB OF ALL OF LOTS 2,3 & 4 LOT 2A MEAS 180' FRT ON E. MORALES ST. X SAME WIDTH IN REAR X |
| Legal Subdivision | VERSAILLES SUBDIVISION |
| Legal Block | 110 |
| Legal Lot Number | 2A |
| Jurisdiction | ST BERNARD LA |
| Township / Civil Division | B |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 30800 |
Source: St. Bernard Parish records · APN 30441100002A
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E MORALES ST, CHALMETTE, LA 70043-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE RESEARCH CENTER LLC |
| Jul 27, 2017 | Cash Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Deed Document Number | 2017610640 |
| Deed Book / Page | 1151 / 615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST BERNARD LA |
| Property Address | 405 E MORALES ST, CHALMETTE, LA 70043-3341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1923/369 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 1923/369 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | ST BERNARD LA |
| Recording Date | Jul 27, 2017 |
| Property Address | 405 E MORALES ST, CHALMETTE, LA 70043-3341 |
| Document Number | 001151/615 |
| Book / Page | 1151 / 615 |
| Instrument Date | Jul 03, 2017 |
| Instrument | 610640 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2317 DESPAUX DR, CHALMETTE, LA 70043-5807 |
| Name | Verified Name |
|---|---|
| Address | 405 E MORALES ST, CHALMETTE, LA 70043-3341 |
| Document Number | 1842/403 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 1842/403 |
| Instrument | 610641 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: St. Bernard Parish records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Bernard Parish |
| Unified School District | St. Bernard Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,375 (-) Land $4,050 Building $17,325 | $213,750 (-) Land $40,500 Building $173,250 | |
| 2025 | $2,110.00 Homeowner's exemption | $21,375 (-) Land $4,050 Building $17,325 | $213,750 (-) Land $40,500 Building $173,250 |
| 2024 | $2,110.00 (-0.66%) | ||
| 2023 | $2,124.00 Homeowner's exemption | $21,375 Land $4,050 Building $17,325 | $213,750 Land $40,500 Building $173,250 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 430 (1978–2012) |
| Claims Outside the SFHA | 377 of 430 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
Based on FCC filings for 587 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST BERNARD PARISH WATERWORKS serves 44,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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