405 E Midway Rd, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 405 E Midway Rd, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1961
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (May 2017)
Tax Bill	$1,468 (2024)
Deeds & Mortgages	Aug 2023 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3402-602-0049-000-6`

Property Details

APN / Parcel Number

Primary APN	`3402-602-0049-000-6`
Alternative APN	`36490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,170 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	300 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Aluminum Porch
Patio Area	1,028 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	36490
Street Address	405 E MIDWAY RD
City	FORT PIERCE
State	FL
Zip	34982-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3 - COU
Legal Description	INDIAN RIVER ESTATES-UNIT 1- BLK2 LOT 4 (MAP 34/02N) (OR 4001-2859)
Legal Range	40E
Legal Township	36S
Legal Section	02
Legal Subdivision	INDIAN RIVER ESTATES UNIT 1
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2004
Census Tract	381605

Owner

Source: St. Lucie County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E MIDWAY RD, FORT PIERCE, FL 34982-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage DAVID JEFFREY BANACK
May 31, 2017	Warranty Deed, Transfer D JEFFREY BANACK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Oct 5, 2007 · Amount on Record
Deed Document Number	20174313887
Deed Book / Page	4001 / 2859
Prior Transfer Date	Oct 2, 2007
Prior Transfer Doc	0028891011
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	405 E MIDWAY RD, FORT PIERCE, FL 34982-8525
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, GULFSTREAM TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MIDWAY RD, FORT PIERCE, FL 34982-8525

Mortgage

Document Number	0050281261
Date	Aug 9, 2023
Book Page	5028/1261
Instrument	5227941

Lender

Name	DAVID JEFFREY BANACK
Type	Private Party
Address	8024 PLANTATION LAKES DR, SAINT LUCIE WEST, FL 34986

Agreement

Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 31, 2017
Property Address	405 E MIDWAY RD, FORT PIERCE, FL 34982-8525
Document Number	0040012859
Book / Page	004001 / 002859
Instrument Date	May 30, 2017
Instrument	4313887
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	STATE LUCIE TITLE SERVICES INC, ST LUCIE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MIDWAY RD FORT PIERCE FL 349828525, FORT PIERCE, FL 34982-8525

Mortgage

Document Number	40012860
Date	May 31, 2017
Book Page	004001/002860
Instrument	4313888

Lender

Name	D JEFFREY BANACK
Address	8024 PLANTATION DR, PORT ST LUCIE, FL 34986

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	10%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,133 (-38.63%)	$180,300 (+9.41%) Land $85,500 Building $94,800
2024	$1,468.00 (+2.8%)
2023	$1,428.00 (-18.31%) Additional exemption filed	$164,800 (+77.89%) Land $71,300 Building $93,500	$164,800 (+15.49%) Land $71,300 Building $93,500
2022	$1,748.00 Homeowner's exemption	$92,642	$142,700 Land $59,400 Building $83,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream, Home Town Cable TV.

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