405 E Mason St, Polo, IL 61064 Property Records

Ogle County property record for 405 E Mason St, Polo, IL 61064 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,090 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2024)
Tax Bill$2,729.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-16-231-005

Exterior

Lot Area7,090 sqft (0.162 acres)
Depth X Width132 ft x 54 ft Depth x Width

Location & Zoning

Street Address405 E MASON ST
CityPOLO
StateIL
Zip61064-1527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: E 54 FT OF W 196 FT OF N 132FT BLK 3 CUTTS ADD CITY OF POLO
Legal SubdivisionCUTTS ADD
Legal Block3
JurisdictionOGLE IL
Minor Civil DivisionBUFFALO
Census Blockgroup4
Census Block4023
Census Tract961500

Owner

Source: Ogle County records · APN 14-16-231-005

Assessment roll updated April 28, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 E MASON ST, POLO, IL 61064-1527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY STATE BANK
Mar 25, 2024Corporation Deed, Transfer · Conventional Mortgage
COMMUNITY STATE BANK
Dec 20, 2023Sheriff's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Aug 30, 2017Deed, Transfer
Jan 26, 2017Trustee's Deed, Foreclosure
PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleDec 20, 2023
Deed Doc Number20241206
Record RefreshedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address405 E MASON ST, POLO, IL 61064-1527
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003586
DateJul 23, 2025
Instrument202503586
Lender
NameCOMMUNITY STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 01, 2030
Interest
Rate TypeFixed Rate
Rate7.7%

March 2024: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionOGLE IL
Recording DateMar 25, 2024
Property Address405 E MASON ST, POLO, IL 61064-1527
Document Number0000001206
Map ReferenceBK A PG 85
Instrument DateMar 19, 2024
Instrument202401206
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address405 E MASON ST, POLO, IL 61064-1527

Mortgage

Document Number0000001207
DateMar 25, 2024
Instrument202401207
Lender
NameCOMMUNITY STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.95%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency3 Years
Min Rate At Change5.95%
Max Rate At Change8.95%
Margin1
Max Rate11.9%

December 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionOGLE IL
Recording DateDec 20, 2023
Property Address405 E MASON ST, POLO, IL 61064-1527
Document Number0000005563
Map ReferenceBK A PG 85
Instrument DateNov 29, 2023
Instrument202305563
Transaction TypeForeclosure
Record UpdatedJan 03, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 85, SHANNON, IL 61078-0085

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateAug 30, 2017
Property Address405 E MASON ST, POLO, IL 61064-1527
Document Number0000005008
Map ReferencePG85
Instrument DateJul 07, 2017
Instrument201705008
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$107.25
Amount AccuracyCalculated from Tax
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12823 W SPRINGDALE RD, FORRESTON, IL 61030-9502

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOGLE IL
Recording DateJan 26, 2017
Property Address405 E MASON ST, POLO, IL 61064-1527
Document Number0000000486
Instrument DateDec 12, 2016
Instrument486
Transaction TypeForeclosure
Record UpdatedMar 07, 2017
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionBuffalo Township
MunicipalityPolo City
Unified School DistrictPolo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,729.00 (-4.35%)$35,835 (+4.63%) Land $5,466 Building $30,369$107,505 (+4.63%) Land $16,398 Building $91,107
2023$34,249 (+7.56%) Land $5,378 Building $28,871$102,747 (+7.56%) Land $16,134 Building $86,613
2022$2,853.00$31,842 Land $5,619 Building $26,223$95,526 Land $16,857 Building $78,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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