405 E Market St, Smithfield, NC 27577 Property Records

Johnston County property record for 405 E Market St, Smithfield, NC 27577

Property Summary

Property TypeOffice Building
Details4 ba · 4,860 sqft · built 1935
Lot Size0.293 acres (12,750 sqft)
Owner2 Individual Names on Record
Last Sale$1,105,000 (Mar 2020)
Tax Bill$5,504 (2026)
Deeds & MortgagesJul 2018 Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN2000226675

Property Details

APN / Parcel Number

Primary APN2000226675
Alternative APN
  • 15020051

Interior

Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area4,860 sqft Total Area
1st Floor Area4,200 sqft
Basement Area3,840 sqft
Unfinished Basement3,840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialTar & Gravel
Lot Area12,750 sqft (0.293 acres)
Loading Dock100 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2000226675
Street Address405 E MARKET ST
CitySMITHFIELD
StateNC
Zip27577-3921
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeCOM
Legal DescriptionMARKET ST AND N FOURTH ST
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2068
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedUS Post Office, Former
listed 1993 · 1 contributing resources · NRIS 93000315

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1960, SMITHFIELD, NC 27577-1960
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK NORTH CAROLINA
Mar 2, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2020 · Amount on Record
Deed SaleMar 2, 2020 · Amount on Record
Prior SaleJul 7, 2004 · Amount on Record
Deed Document Number2020649196
Deed Book / Page5535 / 522
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address405 E MARKET ST, SMITHFIELD, NC 27577-3921
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000578335
DateJul 19, 2018
Book Page5185/0698
Instrument2018578335
Lender
NameUNITED COMMUNITY BANK NORTH CAROLINA
AddressSMITHFIELD, NC 27577
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 18, 2020
Interest
Rate TypeAdjustable Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 2, 2020
Property Address405 E MARKET ST, SMITHFIELD, NC 27577-3921
Document Number0000649196
Book / Page005535 / 000522
Instrument DateMar 2, 2020
Instrument649196
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1960 SMITHFIELD NC 275771960, SMITHFIELD, NC 27577-1960

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,504.00 (-8.37%)$491,500 (+18.63%) Land $163,200 Building $328,300$491,500 (+18.63%) Land $163,200 Building $328,300
2023$6,007.00$414,300 Land $102,000 Building $312,300$414,300 Land $102,000 Building $312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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