405 E Main St, Tipp City, OH 45371 Property Records

Miami County property record for 405 E Main St, Tipp City, OH 45371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1948
Lot Size	0.717 acres (31,233 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2026)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G15-091045`

Property Details

APN / Parcel Number

Primary APN	`G15-091045`
Alternative APNs	`040623.1-09-015-00` `G15NE010 00501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	2,284 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,233 sqft (0.717 acres)
Lot Dimensions	295 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	404 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	405 E MAIN ST
City	TIPP CITY
State	OH
Zip	45371-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OL-62 (.112 AC) & PT OL-78 (.605 AC)
Legal Subdivision	CITY OF TIPP CITY
Jurisdiction	MIAMI OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	355002

Owner

405 E Main St is owned and occupied by two individuals who bought it in March 2026.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 E MAIN ST, TIPP CITY, OH 45371-1932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Document Number	20263396
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 24, 2026
Property Address	405 E MAIN ST, TIPP CITY, OH 45371-1932
Document Number	0000003396
Instrument Date	Mar 13, 2026
Instrument	2026OR-03396
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 E MAIN ST, TIPP CITY, OH 45371-1932

Mortgage

Document Number	0000003397
Date	Mar 24, 2026
Instrument	2026OR-03397

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 8, 2021
Property Address	405 E MAIN ST, TIPP CITY, OH 45371-1932
Document Number	0000015670
Map Reference	VOL 16 PG 115
Instrument Date	Aug 30, 2021
Instrument	2021OR-15670
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 E MAIN ST, TIPP CITY, OH 45371-1932

Mortgage

Document Number	0000015671
Date	Sep 8, 2021
Instrument	2021OR-15671

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Main St was $3,109 with a homeowner's exemption, down 10.5% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Monroe Township
Municipality	Tipp City
Unified School District	Tipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (-10.46%) Homeowner's exemption	$76,270 (+9.33%) Land $19,390 Building $56,880	$217,900 Land $55,400 Building $162,500
2024	$3,472.00 (+14.7%) Homeowner's exemption	$69,760 (-) Land $21,040 Building $48,720
2023	$3,027.00 (-4.36%) Homeowner's exemption	$69,760 (-) Land $21,040 Building $48,720	$199,300 (-) Land $60,100 Building $139,200
2022	$3,165.00 Homeowner's exemption	$69,760 Land $21,040 Building $48,720	$199,300 Land $60,100 Building $139,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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