405 E Main St, Midland, MI 48640 Property Records

Midland County property record for 405 E Main St, Midland, MI 48640

Property Summary

Property TypeRestaurant
Details1,370 sqft · built 1942
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on Record
Tax Bill$5,884 (2025)
Flood ZoneZone X (minimal risk)
APN14-21-80-168

Property Details

APN / Parcel Number

Primary APN14-21-80-168

Interior

Stories1 Story
Building Area1,370 sqft Total Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions65 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address405 E MAIN ST
CityMIDLAND
StateMI
Zip48640-5117
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeD
Legal DescriptionSW 69 FT OF LOT 5 BLK 26 ORIGINAL PLAT OF MIDLAND EXC NE 7.7 FT OF NW 29.95 FT
Legal SubdivisionORIGINAL OF MIDLAND
Legal Block26
Legal Lot Number5
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group3
Census Block3051
Census Tract290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 532, MIDLAND, MI 48640-0532
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,500$279,000
2025$5,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on E Main St

Nearby Streets

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