405 E Main St, Francisco, IN 47649 Property Records

Gibson County property record for 405 E Main St, Francisco, IN 47649

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,398 sqft · built 1926
Lot Size	2.06 acres (89,777 sqft)
Owner	Company Name on Record
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Feb 2023 Sale May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1320A100033`

Property Details

APN / Parcel Number

Primary APN	`1320A100033`
Alternative APNs	`26-13-20-101-000.361-005` `00001004037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,398 sqft Living Area
1st Floor Area	2,963 sqft
Attic	Attic
Attic Area	2,870 sqft
Basement Area	1,683 sqft
Finished Basement	240 sqft
Family Room	Family Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	89,777 sqft (2.06 acres)
Lot Dimensions	400 ft deep x 210 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Lean-To	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001004037
Street Address	405 E MAIN ST
City	FRANCISCO
State	IN
Zip	47649-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 20 2 9 2.058 AC
Legal Range	9
Legal Township	2
Legal Section	20
Jurisdiction	GIBSON IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4004
Census Tract	50402

Owner

Source: Gibson County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	405 E MAIN ST, FRANCISCO, IN 47649-9782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Warranty Deed, Transfer
May 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023
Deed Sale	Feb 6, 2023
Deed Document Number	2023442
Last Transfer Date	Jan 2, 2026
Transfer Doc	0000000057
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON IN
Recording Date	Feb 6, 2023
Property Address	405 E MAIN ST, FRANCISCO, IN 47649-9782
Document Number	202300000442
Instrument Date	Feb 6, 2023
Instrument	202300000442
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MAIN ST, FRANCISCO, IN 47649-9782

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GIBSON IN
Recording Date	May 23, 2019
Property Address	405 E MAIN ST, FRANCISCO, IN 47649-9782
Document Number	201900002072
Instrument Date	May 22, 2019
Instrument	201900002072
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MAIN ST, FRANCISCO, IN 47649-9782

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Gibson County
County Subdivision	Center Township
Municipality	Francisco Town
Unified School District	East Gibson School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (-30.9%) Homeowner's exemption	$262,900 (+2.98%) Land $21,200 Building $241,700	$262,900 (+2.98%) Land $21,200 Building $241,700
2024	$2,663.00 (+89%) Homeowner's exemption	$255,300 (+73.08%) Land $21,200 Building $234,100	$255,300 (+73.08%) Land $21,200 Building $234,100
2023	$1,409.00 (-6.38%)	$147,500 (-2.77%) Land $14,100 Building $133,400	$147,500 (-2.77%) Land $14,100 Building $133,400
2022	$1,505.00 Homeowner's exemption	$151,700 Land $14,100 Building $137,600	$151,700 Land $14,100 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANCISCO WATER DEPARTMENT serves 900 people · EPA ID IN5226002
Water Source	Purchased surface water from PIKE-GIBSON WATER, INC.
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	25 / 3
Watch TV Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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