405 E Main St, Elk Point, SD 57025 Property Records

Union County property record for 405 E Main St, Elk Point, SD 57025 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1952
Square Footage864 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
GarageDetached, 380 sqft
Tax Bill$404.00 (2025)

Property Details

APN / Parcel Number

Primary APN03.01.01.1025

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area864 sqft Living Area
Basement Area1,344 sqft Basement
Finished Basement1,344 sqft Finished
Stories1 Stories
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area380 sqft Garage
Deck AreaDeck Area
PorchCovered Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address405 E MAIN ST
CityELK POINT
StateSD
Zip57025-2181
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS2/3 LOT 9 BLK 1 ORIG E P CITY
Legal Block1
Legal Lot Number9
Legal Unit1
JurisdictionUNION SD
Minor Civil DivisionELK POINT
Census Blockgroup3
Census Block3006
Census Tract20200

Owner

Source: Union County records · APN 03.01.01.1025

Assessment roll updated October 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 381, ELK POINT, SD 57025-0381
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2013Deed of Trust, Mortgage · Line of Credit
CORTRUST BANK NA
Jan 09, 2026Deed of Trust, Mortgage · Commercial Mortgage
PRIMEBANK
Jan 09, 2026Warranty Deed, Transfer · Commercial Mortgage
PRIMEBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

March 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address405 E MAIN ST, ELK POINT, SD 57025-2181
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00162/0209
DateMar 01, 2013
Book Page162/0209
Instrument131003
Lender
NameCORTRUST BANK NA
AddressVERMILLION, SD 57069
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address405 E MAIN ST, ELK POINT, SD 57025-2181
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000188/16
DateJan 09, 2026
Book Page188/16
Instrument260068
Lender
NamePRIMEBANK
TypeBank
Address2700 HAMILTON BLVD, SIOUX CITY, IA 51104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 10, 2046
Interest
Rate TypeAdjustable Rate

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJan 09, 2026
Property Address405 E MAIN ST, ELK POINT, SD 57025-2181
Document Number0000116/17
Book / Page116 / 17
Instrument DateJan 07, 2026
Instrument260067
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1028 CLUBHOUSE CT, DELL RAPIDS, SD 57022-5357

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 SAINT ANDREWS LN, ELK POINT, SD 57025-2239

Mortgage

Document Number0000018816
DateJan 09, 2026
Instrument188/16
Lender
NamePRIMEBANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 10, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$404.00 (-1.22%)$106,668 (+8.9%) Land $10,790 Building $95,878
2024$409.00 (-75.83%)
2023$1,692.00 (+250.31%)$97,952 Land $10,790 Building $87,162
2022$483.00

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