405 E Main St, Bainbridge, IN 46105 Property Records

Putnam County property record for 405 E Main St, Bainbridge, IN 46105

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,058 sqft · built 1988
Lot Size0.361 acres (15,725 sqft)
OwnerIndividual Name on Record
Last Sale$81,000 (Sep 2017)
Tax Bill$414 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN67-05-01-303-182.000-014

Property Details

APN / Parcel Number

Primary APN67-05-01-303-182.000-014
Alternative APNs
  • 00950151000
  • 00000005697

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area1,058 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,725 sqft (0.361 acres)
Lot Dimensions101 ft deep x 132 ft wide
Garage TypeDetached
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000005697
Street Address405 E MAIN ST
CityBAINBRIDGE
StateIN
Zip46105-9553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionJAMES E QUINN PT. LOTS 8 & 9
Legal SubdivisionJAMES E QUINNS ENLARGEMENT
Legal Lot Number8-9
JurisdictionPUTNAM IN
Township / Civil DivisionMONROE
Census Block Group1
Census Block1028
Census Tract956402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bainbridge Historic District
listed 2019 · 64 contributing resources · NRIS 100003506

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 E MAIN ST, BAINBRIDGE, IN 46105-9553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Sep 26, 2017Warranty Deed, Transfer · VA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleOct 31, 2012 · Amount on Record
Deed Document Number20174792
Prior Transfer DateSep 15, 2017
Prior Transfer Doc0000004792
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM IN
Property Address405 E MAIN ST, BAINBRIDGE, IN 46105-9553
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000628
DateFeb 13, 2023
Instrument2023000628
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 4, 2033

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM IN
Recording DateSep 26, 2017
Property Address405 E MAIN ST, BAINBRIDGE, IN 46105-9553
Document Number0000004792
Map ReferencePL 1 PG 216,217
Instrument DateSep 15, 2017
Instrument2017004792
Transaction TypeTransfer
Record UpdatedNov 19, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E MAIN ST, GREENCASTLE, IN 46135

Mortgage

Document Number0000004793
DateSep 26, 2017
Instrument2017004793
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46825
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBainbridge Town
CountyPutnam County
County SubdivisionMonroe Township
Unified School DistrictNorth Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$414.00 (+7.53%) Homeowner's exemption$87,700 (+19.81%) Land $18,100 Building $69,600$87,700 (+19.81%) Land $18,100 Building $69,600
2024$385.00 (+12.9%)
2023$73,200 (-) Land $18,100 Building $55,100$73,200 (-) Land $18,100 Building $55,100
2022$341.00$73,200 Land $18,100 Building $55,100$73,200 Land $18,100 Building $55,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAINBRIDGE WATER WORKS
serves 830 people · EPA ID IN5267001
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10
T-Mobile
Fixed Wireless
25 / 3

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