405 E Lowe Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 405 E Lowe Ave, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1900
Lot Size	0.234 acres (10,220 sqft)
Owner	Individual Name on File
Last Sale	$122,240 (Aug 2022)
Tax Bill	$1,820 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-254-008`

Property Details

APN / Parcel Number

Primary APN	`06-25-254-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,220 sqft (0.234 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Porch	Enclosed Porch
Porch Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	405 E LOWE AVE
City	FAIRFIELD
State	IA
Zip	52556-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLE & BICKFORD W 72.5' LT 4 BK 3
Legal Subdivision	TEMPLE & BICKFORDS
Legal Lot Number	4
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2075
Census Tract	90400

Owner

Source: Jefferson County records · APN 06-25-254-008

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E LOWE AVE, FAIRFIELD, IA 52556-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	0020222176
Deed Book / Page	2022 / 2176
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IA
Recording Date	Aug 25, 2022
Property Address	405 E LOWE AVE, FAIRFIELD, IA 52556-2336
Document Number	02022/2176
Book / Page	2022 / 2176
Instrument Date	Aug 25, 2022
Instrument	2022-2176
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$195.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E LOWE AVE, FAIRFIELD, IA 52556-2336

Mortgage

Document Number	02022/2177
Date	Aug 25, 2022
Book Page	2022/2177
Instrument	2022-2177

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,100 (+20.67%) Land $14,900 Building $111,200	$126,100 (+20.67%) Land $14,900 Building $111,200
2024	$1,820.00 (+6.18%)
2023		$104,500 (+26.36%) Land $14,900 Building $89,600	$104,500 (+26.36%) Land $14,900 Building $89,600
2022	$1,714.00	$82,700 Land $14,900 Building $67,800
2021			$82,700 Land $14,900 Building $67,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
West Liberty Telephone Company Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Uniti Group DSL · Fiber in parts of the area	200 / 20

May also be available: Local Internet Service Company.

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.