Loudoun County property record for 405 E Laurel Ave, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 936 sqft · built 1970 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Oct 2018) |
| Tax Bill | $4,500 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-19-8359-000 |
| Primary APN | 021-19-8359-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 312 sqft |
| Gazebo | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 405 E LAUREL AVE |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | STERLING PARK SEC.7 BLK.A LOT 2053 200809290058742 BROYHILLS ADDN |
| Legal Subdivision | BROYHILLS ADDN |
| Legal Block | A |
| Legal Lot Number | 2053 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 611300 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E LAUREL AVE, STERLING, VA 20164-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Oct 1, 2018 | Warranty Deed, Transfer · Conventional with PMI BRAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Sep 29, 2008 · Amount on Record |
| Deed Document Number | 201857402 |
| Last Transfer Date | Mar 1, 2021 |
| Transfer Doc | 0000027500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 8, 2021 |
| Property Address | 405 E LAUREL AVE, STERLING, VA 20164-2919 |
| Document Number | 202103080027500 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202103080027500 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E LAUREL AVE, STERLING, VA 20164-2919 |
| Document Number | 0000027501 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 202103080027501 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 1, 2018 |
| Property Address | 405 E LAUREL AVE, STERLING, VA 20164-2919 |
| Document Number | 20181001057402 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 57402 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E LAUREL AVE STERLING VA 201642919, STERLING, VA 20164-2919 |
| Document Number | 20181001057403 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 57403 |
| Name | BRAND MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,500.00 (+5.78%) | $559,020 (+14.98%) Land $235,600 Building $323,420 | $559,020 (+14.98%) Land $235,600 Building $323,420 |
| 2023 | $4,254.00 | $486,180 Land $210,600 Building $275,580 | $486,180 Land $210,600 Building $275,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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