405 E Klug Ave, Norfolk, NE 68701 Property Records

Madison County property record for 405 E Klug Ave, Norfolk, NE 68701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,104 sqft · built 1972
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2020)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	May 2018 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590116207`

Property Details

APN / Parcel Number

Primary APN	`590116207`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	176 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	520 sqft
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	405 E KLUG AVE
City	NORFOLK
State	NE
Zip	68701-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	WALTERS WEDGEWOOD ADDITION LOT 1; MAP NUMBER: 1501-00-0-62238-000-0001
Legal Range	01
Legal Township	24
Legal Section	00
Legal Subdivision	WALTERS WEDGEWOOD ADD
Legal Lot Number	1
Jurisdiction	MADISON NE
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3014
Census Tract	960600

Owner

Source: Madison County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E KLUG AVE, NORFOLK, NE 68701-4322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Deed of Trust, Mortgage · Line of Credit ELKHORN VALLEY BANK & TRUST
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELKHORN VALLEY BANK & TRUST
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Book / Page	2020 / 2817
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	405 E KLUG AVE, NORFOLK, NE 68701-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BIG RED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1997
Date	May 15, 2018
Book Page	2018/1997

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	405 E KLUG AVE, NORFOLK, NE 68701-4322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1028
Date	Mar 26, 2019
Book Page	2019/1028

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Jun 15, 2020
Property Address	405 E KLUG AVE, NORFOLK, NE 68701-4322
Document Number	02020/2817
Book / Page	2020 / 2817
Instrument Date	Jun 8, 2020
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202818
Date	Jun 15, 2020
Instrument	2020/2818

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Norfolk City
Unified School District	Norfolk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (-26.61%)	$197,769 (+16.21%) Land $14,504 Building $183,265	$197,769 (+16.21%) Land $14,504 Building $183,265
2023	$3,146.00	$170,183 Land $14,504 Building $155,679	$170,183 Land $14,504 Building $155,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 26,147 people · EPA ID NE3111910
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Nextlink Fixed Wireless	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

405 E Klug Ave, Norfolk, NE 68701 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Klug Ave

Nearby Streets

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