405 E Jefferson St, Saint Paul, IN 47272 Property Records

Decatur County property record for 405 E Jefferson St, Saint Paul, IN 47272

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1960
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$91,732 (May 2022)
Tax Bill	$670 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`015-01007-00`

Property Details

APN / Parcel Number

Primary APN	`015-01007-00`
Alternative APNs	`16-05-03-330-041.010-002` `00000016638`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	254 sqft
Unfinished Basement	254 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Terrain	High
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	176 sqft
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000016638
Street Address	405 E JEFFERSON ST
City	SAINT PAUL
State	IN
Zip	47272-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 29 F & H AD. ALL OF VAC ALLEY BETWEEN LOTS 4 & 5 BLK 29
Legal Block	29
Legal Lot Number	4,4-5
Jurisdiction	DECATUR IN
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1068
Census Tract	969100

Owner

Source: Decatur County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E JEFFERSON ST, SAINT PAUL, IN 47272-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE CO
May 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	20221737
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0202201737
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IN
Property Address	405 E JEFFERSON ST, SAINT PAUL, IN 47272-9702
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201738
Date	May 2, 2022
Instrument	202201738

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IN
Recording Date	May 2, 2022
Property Address	405 E JEFFERSON ST, SAINT PAUL, IN 47272-9702
Document Number	0202201737
Instrument Date	Apr 29, 2022
Instrument	202201737
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Decatur County
County Subdivision	Adams Township
Municipality	St. Paul Town
Unified School District	Decatur County Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00 (+16.93%) Homeowner's exemption	$128,100 (+33.44%) Land $10,000 Building $118,100	$128,100 (+33.44%) Land $10,000 Building $118,100
2024	$573.00 (+25.66%)
2023	$456.00 (+22.58%)	$96,000 Land $10,000 Building $86,000	$96,000 Land $10,000 Building $86,000
2022	$372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. PAUL MUNICIPAL WATER serves 1,096 people · EPA ID IN5216004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2025 No certified operator Apr 2024
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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