405 E Home St, Rialto, CA 92376 Property Records

San Bernardino County property record for 405 E Home St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,507 sqft · built 1962
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (May 2020)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0133-052-08-0000`

Property Details

APN / Parcel Number

Primary APN	`0133-052-08-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	1,967 sqft
1st Floor Area	1,507 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Exterior Material	Block
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,400 sqft (0.285 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	286 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E HOME ST
City	RIALTO
State	CA
Zip	92376-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6498 LOT 14
Legal Subdivision	84M1
Legal Tract	6498
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2013
Census Tract	3801

Owner

Source: San Bernardino County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 E HOME ST, RIALTO, CA 92376-3612
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Document Number	2020168800
Prior Transfer Date	Jul 15, 1999
Prior Transfer Doc	0000310033
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 18, 2026
Property Address	405 E HOME ST, RIALTO, CA 92376-3612
Document Number	0000046275
Map Reference	MB 84 PG 1
Instrument Date	Feb 15, 2026
Instrument	2026-0046275
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	405 E HOME ST, RIALTO, CA 92376-3612

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	405 E HOME ST, RIALTO, CA 92376-3612
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E HOME ST, RIALTO, CA 92376-3612

Mortgage

Document Number	0000311879
Date	Jul 12, 2021
Instrument	2021-0311879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 20, 2020
Property Address	405 E HOME ST, RIALTO, CA 92376-3612
Document Number	0000168800
Map Reference	MB 84 PG 1
Instrument Date	Feb 14, 2020
Instrument	2020-0168800
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 E HOME ST, RIALTO, CA 92376-3612

Mortgage

Document Number	0000168801
Date	May 20, 2020
Instrument	2020-0168801

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,206 (+2%) Land $111,551 Building $334,655
2025	$5,426.00 (-2.85%)	$437,457 (+4.04%) Land $109,364 Building $328,093
2023	$5,585.00 (+7.76%)	$420,471 Land $105,118 Building $315,353
2022	$5,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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