405 E Gillespie St, Starkville, MS 39759 Property Records

Oktibbeha County property record for 405 E Gillespie St, Starkville, MS 39759

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,364 sqft · built 2019
Lot Size0.47 acres (20,500 sqft)
OwnerIndividual Name on File
Last Sale$762,695 (Jul 2006)
Tax Bill$7,004 (2025)
Flood ZoneZone X (minimal risk)
APN102A-00-149.00

Property Details

APN / Parcel Number

Primary APN102A-00-149.00
Alternative APN
  • 011565

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,364 sqft Adjusted Area
2nd Floor Area259 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,500 sqft (0.47 acres)
Lot Dimensions250 ft deep x 82 ft wide
Deck Area24 sqft
Patio Area304 sqft
Utility Building224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address405 E GILLESPIE ST
CitySTARKVILLE
StateMS
Zip39759-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 CITY BLOCK 61 MAP 102A DB/PG 680/517 2006/4534
Legal Lot Number24
JurisdictionOKTIBBEHA MS
Township / Civil Division5
Census Block Group4
Census Block4004
Census Tract950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Overstreet School Historic District
listed 1992 · 116 contributing resources · NRIS 92001398

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

405 E Gillespie St is owned and occupied by an individual who bought it in July 2006.

Source: Oktibbeha County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Mailing Address405 E GILLESPIE ST, STARKVILLE, MS 39759-3305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2006 · Amount on File
Deed SaleJul 6, 2006 · Amount on File
Deed Document Number0020064534
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Gillespie St was $7,004 with a senior citizen's exemption, up 1.5% from the year before.

Source: Oktibbeha County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyOktibbeha County
MunicipalityStarkville City
Unified School DistrictStarkville Oktibbeha Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,004.00 (+1.52%) Senior Citizen's exemption$54,504 (-)$545,040 (-) Land $48,000 Building $497,040
2024$6,899.00 Senior Citizen's exemption$54,504 (-)$545,040 (-) Land $48,000 Building $497,040
2023$6,899.00 Senior Citizen's exemption$54,504$545,040 Land $48,000 Building $497,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E Gillespie St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 6, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1998–2020)
Most Recent ClaimJan 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Gillespie St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSESSUMS WATER ASSOCIATION
public/private · serves 1,117 people · EPA ID MS0530019
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on E Gillespie St

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