405 E Fairgrove Rd, Caro, MI 48723 Property Records

Tuscola County property record for 405 E Fairgrove Rd, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 2022
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-023-000-1400-00`

Property Details

APN / Parcel Number

Primary APN	`002-023-000-1400-00`

Interior

Full Baths	1 Bath
Building Area	1,500 sqft Building Perimeter
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Lot Area	62,726 sqft (1.44 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E FAIRGROVE RD
City	CARO
State	MI
Zip	48723-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALM-23-303B1 SEC 23 T13N R9E W 269.2 FT OF S 233 FT OF E 1/2 OF E 1/2 OF SW 1/4. 1.44 A.
Legal Range	09E
Legal Township	13N
Legal Section	23
Jurisdiction	TUSCOLA MI
Township / Civil Division	ALMER
Census Block Group	2
Census Block	2040
Census Tract	400

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E FAIRGROVE RD, CARO, MI 48723-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jan 31, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 14, 2011
Transfer Doc	0000939281
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Recording Date	Sep 9, 2026
Property Address	405 E FAIRGROVE RD, CARO, MI 48723-9748
Document Number	1608000372
Book / Page	1608 / 372
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E FAIRGROVE RD, CARO, MI 48723-9748

Mortgage

Document Number	1608000372,
Date	Sep 9, 2026
Book Page	1608/372

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	405 E FAIRGROVE RD, CARO, MI 48723-9748
Document Number	0001007318
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 E FAIRGROVE RD CARO MI 487239748, CARO, MI 48723-9748

Mortgage

Document Number	0001007318
Date	Feb 15, 2017
Book Page	001368/000523
Instrument	1007318

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 14, 2042

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Almer Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600 (+11.88%)	$207,200 (+11.88%)
2025	$1,179.00 (+23.07%) Homeowner's exemption	$92,600 (+13.34%)	$185,200 (+13.34%)
2023		$81,700	$163,400
2020	$958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

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