Shelby County property record for 405 E Elm St, Cowden, IL 62422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 936 sqft · built 1961 |
| Lot Size | 0.356 acres (15,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,000 (May 2025) |
| Tax Bill | $4,096 (2025) |
| APN | 0524-03-13-301-006 |
| Primary APN | 0524-03-13-301-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 15,500 sqft (0.356 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Street Address | 405 E ELM ST |
|---|---|
| City | COWDEN |
| State | IL |
| Zip | 62422-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S03 T09N R3E, BEG 30' N OF S LINE ELM ST 534' S & 284.3' W OF NE COR NW SW - W 100' N 155' E 100' S 155' TO POB , 100' X 155' |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 03 |
| Jurisdiction | SHELBY IL |
| Township / Civil Division | DRY POINT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 959600 |
Source: Shelby County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 500 1/2 E 2ND ST, FLORA, IL 62839-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on Record |
| Deed Sale | May 8, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Shelby County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cowden Village |
| County | Shelby County |
| County Subdivision | Dry Point Township |
| Unified School District | Cowden-Herrick Community Unit School District 3A (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,096.00 | $66,199 Land $4,139 Building $62,060 | $198,597 Land $12,417 Building $186,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWDEN serves 534 people · EPA ID IL1730050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Pwr-Net, Wisper ISP.
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