Atlantic County and Galloway Township property record for 405 E Elm Ave, Galloway, NJ 08205 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Colonial |
| Year Built | Built 2004 |
| Square Footage | 2,886 sqft Living Area |
| Lot Size | 22,499 sqft (0.517 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2013) |
| Tax Bill | $12,028.00 (2025) |
| Primary APN | 11-01002-0000-00007-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,886 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial Style |
| Lot Area | 22,499 sqft (0.517 acres) |
| Depth X Width | 225 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Old Parcel Number | 11010020000000071 |
|---|---|
| Street Address | 405 E ELM AVE |
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-4329 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | ABSECON HLNDS |
| Legal Block | 1002 |
| Legal Lot Number | 7.1 |
| Jurisdiction | ATLANTIC NJ |
| Minor Civil Division | GALLOWAY |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 10505 |
Source: Atlantic County and Galloway Township records · APN 11-01002-0000-00007-01
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2026 | Deed of Trust, Mortgage · Line of Credit CITADEL FEDERAL CREDIT UNION |
| Feb 06, 2023 | Deed of Trust, Mortgage · Line of Credit CITADEL FCU |
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2013 · Amount on Record |
| Deed Sale | Apr 24, 2013 · Amount on Record |
| Prior Sale | Aug 08, 2005 · Amount on Record |
| Deed Doc Number | 201324768 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Jun 08, 2026 |
| Property Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Document Number | 0000025104 |
| Instrument Date | May 11, 2026 |
| Instrument | 202625104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Document Number | 0000025104, |
|---|---|
| Date | Jun 08, 2026 |
| Instrument | 202625104 |
| Name | CITADEL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006881 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 2023006881 |
| Name | CITADEL FCU |
|---|---|
| Type | Credit Union |
| Address | EXTON, PA 19341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST |
| Name | Verified Name |
|---|
| Document Number | 0000003644 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022003644 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 405 E ELM AVE, GALLOWAY, NJ 08205-4329 |
| Document Number | 0000002809 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2020 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 405 E ELM AVE GALLOWAY NJ 082054329, GALLOWAY, NJ 08205-4329 |
| Document Number | 0000002809 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2809 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Address | SUITLAND, MD 20746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 14, 2030 |
Source: Atlantic County and Galloway Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,800 (-) Land $50,200 Building $304,600 | $354,800 (-) Land $50,200 Building $304,600 | |
| 2025 | $12,028.00 (+1.56%) | $354,800 (-) Land $50,200 Building $304,600 | $354,800 (-) Land $50,200 Building $304,600 |
| 2024 | $11,843.00 (+3.96%) | ||
| 2023 | $354,800 Land $50,200 Building $304,600 | $354,800 Land $50,200 Building $304,600 | |
| 2022 | $11,392.00 |
Source: FEMA National Flood Hazard Layer, Atlantic County (34001C), updated August 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Hazard | Not mapped |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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