405 E Dixon St, Polo, IL 61064 Property Records

Ogle County property record for 405 E Dixon St, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1913
Lot Size	0.433 acres (18,892 sqft)
Owner	Individual Name on File
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`14-16-226-020`

Property Details

APN / Parcel Number

Primary APN	`14-16-226-020`

Interior

Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	18,892 sqft (0.433 acres)
Garage Type	Attached

Location & Zoning

Street Address	405 E DIXON ST
City	POLO
State	IL
Zip	61064-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E20 OF N194.5 LOT 5 & E40 OF S50 LOT 5 BLK 1 CUTTS ADD CITY OF POLO
Legal Subdivision	CUTTS ADD
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4010
Census Tract	961500

Owner

Source: Ogle County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E DIXON ST, POLO, IL 61064-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 28, 2018	Loan Modification, Mortgage · Conventional Mortgage STATE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	405 E DIXON ST, POLO, IL 61064-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003021
Date	Jun 6, 2019
Instrument	201903021

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 11, 2024

Interest

Rate Type	Fixed Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	405 E DIXON ST, POLO, IL 61064-1244
Document Number	0000003598
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E DIXON ST POLO IL 610641244, POLO, IL 61064-1244

Mortgage

Document Number	0000003598
Date	Jul 3, 2018
Instrument	3598

Lender

Name	STATE BK
Type	Bank
Address	POLO, IL 61064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Municipality	Polo City
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,368.00 (+12.43%)	$53,746 (+1.23%) Land $12,242 Building $41,504	$161,238 (+1.23%) Land $36,726 Building $124,512
2023		$53,093 Land $10,756 Building $42,337	$159,279 Land $32,268 Building $127,011
2022	$3,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO serves 2,355 people · EPA ID IL1410450
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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