Baltimore City property record for 405 E Cross St, Baltimore, MD 21230
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,360 sqft · built 1875 |
| Lot Size | 0.011 acres (486 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (May 2025) |
| Tax Bill | $6,991 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2017 Transfer + 1 more |
| APN | 24-13-1919-009 |
| Primary APN | 24-13-1919-009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Built-Up Asphalt |
| Lot Area | 486 sqft (0.011 acres) |
| Lot Dimensions | 47.6 ft deep x 10.4 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 131919 009 |
|---|---|
| Street Address | 405 E CROSS ST |
| City | BALTIMORE |
| State | MD |
| Zip | 21230-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | 10-4X47-6 |
| Legal Block | 1919 |
| Legal Lot Number | 9 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 240200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Federal Hill South Historic District listed 2003 · 1,022 contributing resources · NRIS 03001331 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
405 E Cross St, a townhouse, is owned by two individuals who bought it in May 2025.
Source: Baltimore City records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1103 FIDDLEHEAD WAY, MYRTLE BEACH, SC 29579-3819 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 13, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on File |
| Deed Sale | May 27, 2025 · Amount on File |
| Prior Sale | Jun 9, 2021 · Amount on File |
| Prior Transfer Date | Mar 31, 2021 |
| Prior Transfer Doc | 0232290006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Jun 9, 2021 |
| Property Address | 405 E CROSS ST, BALTIMORE, MD 21230-4125 |
| Document Number | 0232290006 |
| Book / Page | 23229 / 6 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 405 E CROSS ST, BALTIMORE, MD 21230-4125 |
| Document Number | 0002322911 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 23229/11 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | May 11, 2017 |
| Property Address | 405 E CROSS ST, BALTIMORE, MD 21230-4125 |
| Document Number | 0191320126 |
| Book / Page | 019132 / 000126 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4429 EAGLEBROOK DR WILLIAMSBURG VA 231888038, WILLIAMSBURG, VA 23188-8038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Apr 13, 2017 |
| Property Address | 405 E CROSS ST, BALTIMORE, MD 21230-4125 |
| Document Number | 0190520081 |
| Book / Page | 019052 / 000081 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 405 E CROSS ST BALTIMORE MD 212304125, BALTIMORE, MD 21230-4125 |
| Document Number | 190520085 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 019052/000085 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
The 2025 property tax bill for 405 E Cross St was $6,991, up 7.9% from the year before.
Source: Baltimore City assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,991.00 (+7.94%) | $297,633 | $319,500 Land $80,000 Building $239,500 |
| 2024 | $6,477.00 (+8.09%) | ||
| 2023 | $5,992.00 | $253,900 Land $80,000 Building $173,900 | $253,900 Land $80,000 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 E Cross St; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 E Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,857 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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