405 E Cozy St, Springfield, MO 65807 Property Records

Greene County property record for 405 E Cozy St, Springfield, MO 65807 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,639 sqft · built 1953
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$254,267 (Jul 2024)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-13-25-208-031`

Property Details

APN / Parcel Number

Primary APN	`88-13-25-208-031`
Alternative APN	`1325208031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	141 ft deep x 75 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881325208031
Street Address	405 E COZY ST
City	SPRINGFIELD
State	MO
Zip	65807-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARLBOROUGH ADD LOTS 29 & 30 & W 17.8 FT LOT 28
Legal Range	22W
Legal Township	29N
Legal Section	25
Legal Subdivision	MARLBOROUGH
Legal Block	208
Legal Lot Number	28-30
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4028
Census Tract	300

Owner

Source: Greene County records · APN 88-13-25-208-031

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit BLUCURRENT CU
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 03, 2018	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Feb 17, 2017	Warranty Deed, Transfer FIRST CTRL ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202422170
Deed Book / Page	2024 / 22170
Last Transfer Date	Apr 04, 2025
Transfer Doc	0000010703
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Apr 27, 2022
Property Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Document Number	0000001740
Book / Page	2022 / 17409-22
Instrument Date	Apr 26, 2022
Instrument	17409-22
Transaction Type	Transfer
Record Updated	May 04, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617

Mortgage

Document Number	0000001741
Date	Apr 27, 2022
Instrument	17410-22

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Transaction Type	Mortgage
Record Updated	Jul 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003126
Date	Jun 23, 2021
Book Page	2021/31265-21
Instrument	31265-21

Lender

Name	BLUCURRENT CU
Type	Credit Union
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027643
Date	Jul 22, 2020
Book Page	2020/27643-20
Instrument	27643-20

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Aug 03, 2018
Property Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Document Number	0000002822
Book / Page	2018 / 028220-18
Instrument Date	Jul 31, 2018
Instrument	028220-18
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	APPLEBY HEALY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617

Mortgage

Document Number	0000002822
Date	Aug 03, 2018
Instrument	028221-18

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Feb 17, 2017
Property Address	405 E COZY ST, SPRINGFIELD, MO 65807-1617
Document Number	0000006257
Instrument Date	Feb 15, 2017
Instrument	6257
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5199 CHARTER OAKS PL BATTLEFIELD IA 52772, BATTLEFIELD, IA 52772

Mortgage

Document Number	6258
Date	Feb 17, 2017
Instrument	6258

Lender

Name	FIRST CTRL ST BK
Type	Bank
Address	LE CLAIRE, IA 52763

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+3.02%)	$28,790 (+10.26%) Land $6,840 Building $21,950	$151,500 (+10.26%) Land $36,000 Building $115,500
2023	$1,392.00 (+2.88%)	$26,110 (+5.37%) Land $5,420 Building $20,690	$137,400 (+5.37%) Land $28,500 Building $108,900
2022	$1,353.00	$24,780 Land $5,420 Building $19,360
2021			$130,400 Land $28,500 Building $101,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (29077C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290770003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Mar 2008, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Brightspeed	Fiber	940 / 940
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, WON Communications, Mediacom Communications, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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