Grayson County property record for 405 E College St, Gunter, TX 75058
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 1940 |
| Lot Size | 1.02 acres (44,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $302,500 (Feb 2021) |
| Tax Bill | $8,685 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292 0606035 |
| Primary APN | 292 0606035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,928 sqft |
| Upper Floors Area | 824 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 44,798 sqft (1.02 acres) |
| Garage Type | Detached |
| Garage Area | 1,600 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 128 sqft |
| Utility Building | 120 sqft |
| Street Address | 405 E COLLEGE ST |
|---|---|
| City | GUNTER |
| State | TX |
| Zip | 75058-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0606 HOUSTON TEX & BRAZORIA A-G0606, ACRES 1.0 |
| Legal Subdivision | HOUSTON TEX & BRAZORIA A-G0606 |
| Legal Tract | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | SOUTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1901 |
Source: Grayson County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E COLLEGE STQ, GUNTER, TX 75058 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Feb 9, 2021 | Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 4, 2020 | Warranty Deed, Transfer · Construction Mortgage CEASONS HLDGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2020 · Amount on Record |
| Deed Document Number | 20214288 |
| Prior Transfer Date | Feb 8, 2021 |
| Prior Transfer Doc | 0000004288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Document Number | 0000007860 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 7860 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | 8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Document Number | 0000027035 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022-27035 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Mar 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 9, 2021 |
| Property Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Document Number | 0000004288 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021-00004288 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Document Number | 0000004289 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021-00004289 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 4, 2020 |
| Property Address | 405 E COLLEGE ST, GUNTER, TX 75058-9728 |
| Document Number | 0000013240 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 13240 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | SECURED TITLE/TX LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 901 DEBBIE LN PILOT POINT TX 762584621, PILOT POINT, TX 76258-4621 |
| Document Number | 13241 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 13241 |
| Name | CEASONS HLDGS LLC |
|---|---|
| Address | DALLAS, TX 75248 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 3, 2021 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Gunter City |
| Unified School District | Gunter Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,685.00 (+6.58%) | $401,359 (+5.96%) Land $180,000 Building $221,359 | $401,359 (+5.96%) Land $180,000 Building $221,359 |
| 2024 | $8,149.00 (-9.31%) | ||
| 2023 | $378,787 Land $160,000 Building $218,787 | $378,787 Land $160,000 Building $218,787 | |
| 2022 | $8,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GUNTER serves 2,883 people · EPA ID TX0910012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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