405 E Cole Ave, Fletcher, OK 73541 Property Records

Comanche County property record for 405 E Cole Ave, Fletcher, OK 73541

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1955
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2026)
Tax Bill	$696 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-15-1-60973-000-0000`

Property Details

APN / Parcel Number

Primary APN	`04N10W-15-1-60973-000-0000`
Alternative APNs	`060973-1510077-00000` `160005784` `5784`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	492 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5784
Street Address	405 E COLE AVE
City	FLETCHER
State	OK
Zip	73541-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-4N-10W CT BEG 900'S & 487.2' W OF NE/C NE/4 SEC 15 THEN S 222.0', W 116.68', N 184', E 20.0', N 38.0', E 96.68' TO POB AND
Legal Range	10W
Legal Township	04N
Legal Section	15
Legal Subdivision	4N-10W CT
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1025
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 E COLE AVE, FLETCHER, OK 73541-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Deed Document Number	202610895
Deed Book / Page	10250 / 138
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jul 8, 2026
Property Address	405 E COLE AVE, FLETCHER, OK 73541-9428
Document Number	0000010895
Book / Page	10250 / 138
Instrument Date	Jul 2, 2026
Instrument	202610895
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E COLE AVE, FLETCHER, OK 73541-9428

Mortgage

Document Number	0000010896,
Date	Jul 8, 2026
Instrument	202610896

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	405 E COLE AVE, FLETCHER, OK 73541-9428
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008217/001
Date	Mar 27, 2019
Book Page	8217/001
Instrument	2019-003925

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Fletcher Town
Unified School District	Fletcher Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,112 (+2.99%) Land $2,359 Building $7,753	$89,882 (-25.63%) Land $20,967 Building $68,915
2025	$696.00 (-0.14%) Homeowner's exemption	$9,818 (+0.01%) Land $2,359 Building $7,459	$120,861 (+5.65%) Land $20,967 Building $99,894
2024	$697.00 (+4.34%) Homeowner's exemption	$9,817 (+6.08%) Land $2,359 Building $7,458	$114,396 (+39.07%) Land $20,967 Building $93,429
2023	$668.00 Homeowner's exemption	$9,254 Land $2,359 Building $6,895	$82,257 Land $20,967 Building $61,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER serves 1,022 people · EPA ID OK2001612
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber · Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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