405 E Chestnut St, Oxford, OH 45056 Property Records

Butler County property record for 405 E Chestnut St, Oxford, OH 45056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,546 sqft · built 1924
Lot Size0.739 acres (32,234 sqft)
OwnerIndividual Name on Record
Last Sale$351,500 (Sep 2007)
Tax Bill$6,222 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNH4000-114.000-034

Property Details

APN / Parcel Number

Primary APNH4000-114.000-034
Alternative APNs
  • 0000100
  • 278953
  • 281395

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,546 sqft Living Area
Gross Area3,507 sqft
1st Floor Area2,338 sqft
Family RoomFamily Room
Fireplaces5 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleTraditional
Exterior MaterialWood
Lot Area32,234 sqft (0.739 acres)
Lot Dimensions215 ft deep x 150 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area528 sqft
Patio Area773 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000100
Old Parcel NumberH4000114.000034
Street Address405 E CHESTNUT ST
CityOXFORD
StateOH
Zip45056-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description797 ENT
Legal SubdivisionOXFORD
Legal Lot Number797
JurisdictionBUTLER OH
Township / Civil DivisionOXFORD
Census Block Group1
Census Block1000
Census Tract10103

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address405 E CHESTNUT ST, OXFORD, OH 45056-2448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2007 · Amount on Record
Deed SaleSep 4, 2007 · Amount on Record
Prior SaleSep 4, 2007 · Amount on Record
Deed Document Number0000052534
Last Transfer DateJul 31, 2008
Transfer Doc0000036589
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address405 E CHESTNUT ST, OXFORD, OH 45056-2448
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029648
DateJul 28, 2017
Book Page9061/1406
Instrument2017-00029648
Lender
NameFARMERS STATE BANK
TypeBank
AddressGREENVILLE, OH 45331
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 25, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
County SubdivisionOxford Township
MunicipalityOxford City
Unified School DistrictTalawanda City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,222.00 (+9.14%)$161,170 (-) Land $35,970 Building $125,200$460,480 (-) Land $102,780 Building $357,700
2023$5,701.00$161,170 Land $35,970 Building $125,200$460,480 Land $102,780 Building $357,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXFORD CITY PWS
serves 24,000 people · EPA ID OH0902312
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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