McLean County property record for 405 E Chestnut St, Lexington, IL 61753
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,896 sqft · built 1958 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,666 (Oct 2020) |
| Tax Bill | $5,050 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-185-004 |
| Primary APN | 09-08-185-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 405 E CHESTNUT ST |
|---|---|
| City | LEXINGTON |
| State | IL |
| Zip | 61753-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN OF LEXINGTON LOT 5 & 8 BLK 17 |
| Legal Range | 04E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | ORIG TOWN OF LEXINGTON |
| Legal Block | 17 |
| Legal Lot Number | 5,8 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 5700 |
405 E Chestnut St is owned and occupied by an individual who bought it in October 2020.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E CHESTNUT ST, LEXINGTON, IL 61753-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Deed Document Number | 202023146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 405 E CHESTNUT ST, LEXINGTON, IL 61753-1507 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500014294 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025-00014294 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | DECATUR, IL 62524 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 107 Months |
| Due | Sep 24, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 405 E CHESTNUT ST, LEXINGTON, IL 61753-1507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200005353 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-00005353 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | NORMAL, IL 61761 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 16, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 29, 2020 |
| Property Address | 405 E CHESTNUT ST, LEXINGTON, IL 61753-1507 |
| Document Number | 202000023146 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020-00023146 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E CHESTNUT ST, LEXINGTON, IL 61753-1507 |
| Document Number | 202000023147 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-00023147 |
| Name | MORTON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Lexington Township |
| Municipality | Lexington City |
| Unified School District | Lexington Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,073 Land $6,883 Building $60,190 | $201,219 Land $20,649 Building $180,570 | |
| 2024 | $5,050.00 (+9.85%) | ||
| 2023 | $4,597.00 | $56,560 Land $5,804 Building $50,756 | $169,680 Land $17,412 Building $152,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 E Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 405 E Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON serves 1,930 people · EPA ID IL1130800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2019) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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