405 E Cherry St, Hillsboro, IN 47949 Property Records

Fountain County property record for 405 E Cherry St, Hillsboro, IN 47949

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,060 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$506 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002I091221203100`

Property Details

APN / Parcel Number

Primary APN	`002I091221203100`
Alternative APNs	`23-11-12-212-031.000-002` `00001005982` `0020033800`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	795 sqft
Unfinished Basement	795 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	247 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001005982
Street Address	405 E CHERRY ST
City	HILLSBORO
State	IN
Zip	47949-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HILLS
Legal Description	002-00338-00 BST'S 31 MP 002-I09-12-212-03100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	CAIN
Census Block Group	1
Census Block	1065
Census Tract	957900

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 132, HILLSBORO, IN 47949-0132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	405 E CHERRY ST, HILLSBORO, IN 47949-9602
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502890
Date	Dec 4, 2025
Instrument	202502890

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2040

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	405 E CHERRY ST, HILLSBORO, IN 47949-9602
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202117
Date	Aug 23, 2022
Instrument	202202117

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	405 E CHERRY ST, HILLSBORO, IN 47949-9602
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902532
Date	Nov 5, 2019
Instrument	201902532

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Cain Township
Municipality	Hillsboro Town
Unified School District	Southeast Fountain School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00 (+25.56%) Homeowner's exemption	$103,800 (+29.43%) Land $10,600 Building $93,200	$103,800 (+29.43%) Land $10,600 Building $93,200
2024	$403.00 (-1.47%)
2023	$409.00 (+36.79%)	$80,200 (+9.71%) Land $10,600 Building $69,600	$80,200 (+9.71%) Land $10,600 Building $69,600
2022	$299.00	$73,100 Land $10,600 Building $62,500	$73,100 Land $10,600 Building $62,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Tipmont REMC.

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