Carteret County property record for 405 E Caswell St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 1999 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jan 2017) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 6385.14.22.6852000 |
| Primary APN | 6385.14.22.6852000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 1,424 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 58378 |
|---|---|
| Street Address | 405 E CASWELL ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-5489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L17 18 BR MONEY ISLAND BEACH |
| Legal Subdivision | MONEY ISLAND |
| Legal Block | 22 |
| Legal Lot Number | 17-18 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971103 |
405 E Caswell St is owned by two individuals who bought it in January 2017.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PSC 557, FPO, AP |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on File |
| Deed Sale | Jan 19, 2017 · Amount on File |
| Deed Document Number | 20171564041 |
| Deed Book / Page | 1564 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 405 E CASWELL ST, ATLANTIC BEACH, NC 28512-5489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016790036 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 1679/36 |
| Instrument | 1679036 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 405 E CASWELL ST, ATLANTIC BEACH, NC 28512-5489 |
| Document Number | 0015650041 |
| Book / Page | 001565 / 000041 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 2366 ATLANTIC BEACH NC 285122366, ATLANTIC BEACH, NC 28512-2366 |
| Document Number | 15650042, |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 001565/000042 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2047 |
The 2025 property tax bill for 405 E Caswell St was $1,655.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,230 (-) Land $275,964 Building $416,266 | $692,230 (-) Land $275,964 Building $416,266 | |
| 2025 | $1,655.00 | $692,230 Land $275,964 Building $416,266 | $692,230 Land $275,964 Building $416,266 |
| 2023 | $328,217 Land $206,640 Building $121,577 | $328,217 Land $206,640 Building $121,577 | |
| 2022 | $1,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 E Caswell St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,796 units insured incl. 1,295 condo units |
| Nearby Flood Claims | 75 (1996–2025) |
| Claims Outside the SFHA | 23 of 75 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 E Caswell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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