St. Johns County property record for 405 E Carter St, Hastings, FL 32145
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 650 sqft · built 1988 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $67,000 (Apr 2019) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039580-0000 |
| Primary APN | 039580-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 650 sqft Living Area |
| Gross Area | 710 sqft |
| 1st Floor Area | 650 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 159 ft deep x 79 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 E CARTER ST |
|---|---|
| City | HASTINGS |
| State | FL |
| Zip | 32145-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 4-41 MALTBY-HALL SUB W1/2 OF LOT 3 & ALL LOT 4 BLK 5 OR8/85 OR4706/1560 |
| Legal Range | 28E |
| Legal Township | 09S |
| Legal Section | 17 |
| Legal Subdivision | MALTBY-HALL REALTY CO.S SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 3,4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 21101 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E CARTER ST, HASTINGS, FL 32145-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 10, 2019 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Apr 15, 2016 · Amount on Record |
| Deed Document Number | 201924199 |
| Deed Book / Page | 4706 / 1560 |
| Prior Transfer Date | Aug 6, 2014 |
| Prior Transfer Doc | 0039150217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 E CARTER ST, HASTINGS, FL 32145-3410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 E CARTER ST, HASTINGS, FL 32145-3410 |
| Document Number | 0051830700 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 5183/700 |
| Instrument | 2021018376 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 405 E CARTER ST, HASTINGS, FL 32145-3410 |
| Document Number | 0047061560 |
| Book / Page | 004706 / 001560 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 24199 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E CARTER ST HASTINGS FL 321453410, HASTINGS, FL 32145-3410 |
| Document Number | 47061562 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 004706/001562 |
| Instrument | 24200 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,131 (+2.7%) | $123,339 (+8.82%) Land $21,117 Building $102,222 | |
| 2025 | $742.00 (+20.06%) Homeowner's exemption | $61,471 (+5.99%) | $113,343 (+50.79%) Land $21,117 Building $92,226 |
| 2024 | $618.00 (+0.65%) | ||
| 2023 | $614.00 (+4.07%) Homeowner's exemption | $57,999 (+3%) | $75,167 (+11.05%) Land $7,126 Building $68,041 |
| 2022 | $590.00 Homeowner's exemption | $56,310 | $67,686 Land $6,778 Building $60,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (2007–2026) |
| Claims Outside the SFHA | 14 of 15 |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-HASTINGS WTP serves 1,095 people · EPA ID FL2550476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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