405 E Carleton St, Toledo, IA 52342 Property Records

Tama County property record for 405 E Carleton St, Toledo, IA 52342

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1963
Lot Size	0.229 acres (9,975 sqft)
Owner	Company Name on Record
Last Sale	$291,500 (Apr 2026)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Apr 2012 Mortgage Mar 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14.15.482.006`

Property Details

APN / Parcel Number

Primary APN	`14.15.482.006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	928 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 E CARLETON ST
City	TOLEDO
State	IA
Zip	52342-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC ROBERTS 1ST LOT 7 BLK 3
Legal Subdivision	MCROBERTS 1ST
Legal Block	3
Legal Lot Number	7
Jurisdiction	TAMA IA
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3039
Census Tract	290400

Owner

Source: Tama County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	901 W JACKSON BLVD, 501, CHICAGO, IL 60607-3798
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2012	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Mar 19, 2007	Deed of Trust, Mortgage · ARM SOUTHSTAR FUNDING LLC
Jan 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOME FEDERAL SAVINGS BANK
Jul 25, 2019	Warranty Deed, Transfer · Stand-Alone Refinance HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Deed Document Number	2026755
Prior Transfer Date	Mar 23, 2026
Prior Transfer Doc	0000000654
Record Updated	Sep 20, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000901/424
Date	Apr 9, 2012
Book Page	0901/424
Instrument	2012-1300

Lender

Name	HOME FEDERAL SAVINGS BANK
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2032

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000795/095
Date	Mar 19, 2007
Book Page	0795/095
Instrument	2007-0943

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender
Address	400 NORTHRIDGE RD STE 1000, SANDY SPRINGS, GA 30350

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.4%
Type Change Date	Apr 1, 2009
Change Frequency	6 Months
Min Rate At Change	9.4%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Max Rate	15.4%

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000822/071
Date	Jan 25, 2008
Book Page	0822/071
Instrument	2008-0282

Lender

Name	HOME FSB
Type	Bank
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2038

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Apr 6, 2026
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Document Number	0000000755
Instrument Date	Apr 1, 2026
Instrument	2026.755
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$47,025.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Mar 24, 2026
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Document Number	0020260653
Instrument Date	Mar 23, 2026
Instrument	2026-0653
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E CARLETON ST, TOLEDO, IA 52342-1907

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191635
Date	Jul 25, 2019
Instrument	2019-1635

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 25, 2019
Property Address	405 E CARLETON ST, TOLEDO, IA 52342-1907
Document Number	0020191634
Instrument Date	Jul 25, 2019
Instrument	2019-1634
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E CARLETON ST, TOLEDO, IA 52342-1907

Mortgage

Document Number	0020191635
Date	Jul 25, 2019
Instrument	2019-1635

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Toledo City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00	$110,970 (+17.27%) Land $12,730 Building $98,240	$110,970 (+17.27%) Land $12,730 Building $98,240
2024	$1,958.00 (+12.72%)	$94,630 (-) Land $12,730 Building $81,900
2023		$94,630 Land $12,730 Building $81,900	$94,630 Land $12,730 Building $81,900
2022	$1,737.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER SUPPLY serves 2,399 people · EPA ID IA8676027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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