405 E Broadwell St, Albion, MI 49224 Property Records

Calhoun County property record for 405 E Broadwell St, Albion, MI 49224

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1954
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on File
Last Sale$134,900 (Mar 2024)
Tax Bill$1,922 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN51-014-154-00

Property Details

APN / Parcel Number

Primary APN51-014-154-00
Alternative APN
  • 13-51-014-154-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions144 ft deep x 73.1 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address405 E BROADWELL ST
CityALBION
StateMI
Zip49224-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionALBION CITY, WIENER'S ASSESSORS PLAT LOT 154
Legal SubdivisionWIENERS ASSRS ALBION CITY
Legal Lot Number154
JurisdictionCALHOUN MI
Township / Civil DivisionALBION
Census Block Group2
Census Block2010
Census Tract3600

Owner

405 E Broadwell St is owned and occupied by an individual who bought it in March 2024.

Source: Calhoun County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address405 E BROADWELL ST, ALBION, MI 49224-1129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · FHA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
COUNTY NATIONAL BANK
Aug 29, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2024 · Amount on File
Deed SaleMar 28, 2024 · Amount on File
Prior SaleAug 29, 2023 · Amount on File
Deed Book / Page4812 / 977
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateMar 28, 2024
Property Address405 E BROADWELL ST, ALBION, MI 49224-1129
Document Number004812/977
Book / Page4812 / 977
Map ReferenceLB 11 PG 24
Instrument DateMar 22, 2024
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCHICAGO TITLE OF MI INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 794, ALBION, MI 49224-0794

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 E MAIN ST, HOMER, MI 49245-1135

Mortgage

Document Number0048120979
DateMar 28, 2024
Instrument4812-0979
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Mortgage

Document Number004812/992
DateMar 28, 2024
Book Page4812/992
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address405 E BROADWELL ST, ALBION, MI 49224-1129
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 IRWIN AVE, ALBION, MI 49224-2164

Mortgage

Document Number004775/907
DateSep 29, 2023
Book Page4775/907
Lender
NameCOUNTY NATIONAL BANK
TypeBank
AddressHILLSDALE, MI 49242
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 22, 2043

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN MI
Recording DateAug 29, 2023
Property Address405 E BROADWELL ST, ALBION, MI 49224-1129
Document Number004768/908
Book / Page4768 / 908
Map ReferenceLB 11 PG 24&25
Instrument DateAug 11, 2023
Transaction TypeTransfer
Record UpdatedSep 12, 2023

Transaction

AmountAmount on Record
Tax$60.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 FRANKLIN OAKS LN, GREER, SC 29651-2306

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 794, ALBION, MI 49224-0794

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Broadwell St was $1,922 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlbion City
CountyCalhoun County
Unified School DistrictMarshall Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,800 (+9.18%)
2025$1,922.00 Homeowner's exemption$39,200$85,600 (+9.18%)
2024$78,400 (+28.1%)
2023$30,600$61,200
2022$995.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 E Broadwell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Broadwell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBION
serves 9,144 people · EPA ID MI0000100
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb
Copper1.35 mg/L (2016–2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
No certified operator
Jan 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20

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