405 E Ave, Vinton, IA 52349 Property Records

Benton County property record for 405 E Ave, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 746 sqft · built 1910
Lot Size	0.08 acres (3,472 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,278 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24072425`

Property Details

APN / Parcel Number

Primary APN	`24072425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	746 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,472 sqft (0.08 acres)
Lot Dimensions	112 ft deep x 31 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 E AVE
City	VINTON
State	IA
Zip	52349-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBBS ADD N1/2 N1/2 LOTS 3 & 4 EX E 44' LOT 3 ALSO ALL WEST ST LYING W BLK 2
Legal Subdivision	WEBBS 1ST
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	1
Census Block	1051
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2705 195TH ST, DYSART, IA 52224-9516
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Mar 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage CEDAR VALLEY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Sep 9, 2026
Property Address	405 E AVE, VINTON, IA 52349-1157
Document Number	0000003391
Instrument Date	Aug 20, 2026
Instrument	20263391
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 195TH ST, DYSART, IA 52224-9516

Mortgage

Document Number	0000003392,
Date	Sep 9, 2026
Instrument	20263392

Lender

Name	LINCOLN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	405 E AVE, VINTON, IA 52349-1157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200883
Date	Mar 3, 2020
Instrument	20-0883

Lender

Name	CEDAR VALLEY BANK & TRUST

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,278.00 (+5.45%)	$72,100 (-) Land $6,900 Building $65,200	$72,100 (-) Land $6,900 Building $65,200
2025		$72,100 (+11.44%) Land $6,900 Building $65,200	$72,100 (+11.44%) Land $6,900 Building $65,200
2024	$1,212.00 (+7.45%)
2023		$64,700 (+23.47%) Land $6,600 Building $58,100	$64,700 (+23.47%) Land $6,600 Building $58,100
2022	$1,128.00	$52,400 Land $5,300 Building $47,100
2021			$52,400 Land $5,300 Building $47,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1982–2019)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 5 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile, USA Communications.

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