405 E Ave, National City, CA 91950 Property Records

San Diego County property record for 405 E Ave, National City, CA 91950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft · built 1950
Lot Size	0.108 acres (4,702 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 1990)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-232-01-00`

Property Details

APN / Parcel Number

Primary APN	`556-232-01-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,702 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	405 E AVE
City	NATIONAL CITY
State	CA
Zip	91950-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 12 BLK 2 W H OF LOT 1&W H OF N 33 FT OF LOT 2 TR 000057
Legal Subdivision	PARSONS ADD
Legal Tract	000057
Legal Block	2
Legal Lot Number	1-2,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	11801

Owner

405 E Ave is owned and occupied by an individual who acquired it in September 1993.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	405 E AVE, NATIONAL CITY, CA 91950-2348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 1990 · Amount on File
Deed Sale	Sep 25, 1990 · Amount on File
Deed Document Number	1990521654
Last Transfer Date	Sep 7, 1993
Transfer Doc	0000792588
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 E AVE, NATIONAL CITY, CA 91950-2348
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 MANZANITA ST, CHULA VISTA, CA 91911-2506

Mortgage

Document Number	0000080512
Date	Mar 24, 2026
Instrument	2026-0080512

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	405 E AVE, NATIONAL CITY, CA 91950-2348
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 MANZANITA ST, CHULA VISTA, CA 91911-2506

Mortgage

Document Number	0000254890
Date	Sep 15, 2025
Instrument	2025-0254890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2021
Property Address	405 E AVE, NATIONAL CITY, CA 91950-2348
Document Number	0000793123
Map Reference	MAP 57
Instrument Date	Nov 10, 2021
Instrument	2021-0793123
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E AVE, NATIONAL CITY, CA 91950-2348

Mortgage

Document Number	0000793124
Date	Nov 17, 2021
Instrument	2021-0793124

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Ave was $6,574, up 15.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	National City
Elementary School District	National Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,145 (+2%) Land $295,446 Building $162,699
2025	$6,574.00 (+15.17%)	$449,162 Land $289,653 Building $159,509
2024	$5,708.00 (+1.4%)
2023	$5,629.00 (+0.32%)	$431,722 Land $278,406 Building $153,316
2022	$5,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 405 E Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 E Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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