Orange County property record for 405 E Ave Cordoba, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,490 sqft · built 1973 |
| Lot Size | 0.316 acres (13,776 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,597 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-062-15 |
| Primary APN | 690-062-15 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,490 sqft Living Area |
| 1st Floor Area | 3,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 13,776 sqft (0.316 acres) |
| View / Lot | Ocean |
| Garage Area | 816 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 E AVENUE CORDOBA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 5629 BLK LOT 3 |
| Legal Subdivision | TRACT 5629 IN THE CITY OF SAN CLEMENTE |
| Legal Tract | 5629 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42113 |
405 E Ave Cordoba is owner-occupied and held in a trust since April 2012.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 405 E AVENIDA CORDOBA, SAN CLEMENTE, CA 92672-2350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 2, 2012 |
| Transfer Doc | 0000201021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 405 E AVENIDA CORDOBA, SAN CLEMENTE, CA 92672-2350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 E AVENIDA CORDOBA, SAN CLEMENTE, CA 92672-2350 |
| Document Number | 0000101919 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022000101919 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 795 Months |
| Due | Jun 2, 2088 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 405 E Ave Cordoba was $3,597 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $368,693 (+2%) Land $123,171 Building $245,522 | |
| 2025 | $3,597.00 Homeowner's exemption | $361,464 Land $120,756 Building $240,708 |
| 2023 | $3,459.00 (+1.98%) Homeowner's exemption | $347,429 Land $116,067 Building $231,362 |
| 2022 | $3,392.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 E Ave Cordoba in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2000) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 E Ave Cordoba is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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