Decatur County property record for 405 E 9th St, Lamoni, IA 50140 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1981 |
| Lot Size | 0.739 acres (32,224 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,006 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1302452002 |
| Primary APN | 1302452002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 32,224 sqft (0.739 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Street Address | 405 E 9TH ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUSONS 2ND ADDN, LOT 3 AND EAST 47' LOT 4, BLK 3 |
| Legal Subdivision | FERGUSONS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 3-4 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960200 |
Source: Decatur County records · APN 1302452002
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E 9TH ST, LAMONI, IA 50140-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Dec 04, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 0000001471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 405 E 9TH ST, LAMONI, IA 50140-1124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0020200254 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020-0254 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 405 E 9TH ST, LAMONI, IA 50140-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1401 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 2017/1401 |
| Instrument | 2017-1401 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | LAMONI, IA 50140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Decatur County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,350 (+34.66%) Land $34,350 Building $112,000 | $146,350 (+34.66%) Land $34,350 Building $112,000 | |
| 2024 | $2,006.00 (-5.56%) | ||
| 2023 | $108,680 Land $21,470 Building $87,210 | $108,680 Land $21,470 Building $87,210 | |
| 2021 | $2,124.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (19053C), updated February 16, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190539602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010, river or lake flooding, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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