405 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 405 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,594 sqft · built 1990
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$622,000 (Oct 2022)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	May 2006 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-28-002`

Property Details

APN / Parcel Number

Primary APN	`2-0086-28-002`
Alternative APN	`L334L669`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	9,017 sqft (0.207 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	405 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	1O7 1O8 W HALF 1O9 & STRIP THOR PE WD
Legal Subdivision	HULL PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4006
Census Tract	2900

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E 55TH ST, SAVANNAH, GA 31405-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage COASTAL BANK
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Oct 10, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Feb 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	202212068
Deed Book / Page	2935 / 337
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	405 E 55TH ST, SAVANNAH, GA 31405-3518
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00306N0464
Date	May 17, 2006
Book Page	306N/464

Lender

Name	COASTAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 10, 2022
Property Address	405 E 55TH ST, SAVANNAH, GA 31405-3518
Document Number	0029350337
Book / Page	2935 / 337
Instrument Date	Oct 10, 2022
Instrument	2022-012068
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 55TH ST, SAVANNAH, GA 31405-3518

Mortgage

Document Number	0002935339
Date	Oct 10, 2022
Instrument	2935/339

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2020

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 10, 2022
Property Address	405 E 55TH ST, SAVANNAH, GA 31405-3518
Document Number	0029350337
Book / Page	2935 / 337
Instrument Date	Oct 10, 2022
Instrument	2022-012068
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 55TH ST, SAVANNAH, GA 31405-3518

Mortgage

Document Number	0029350339
Date	Oct 11, 2022
Book Page	0000002935/0000000339

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2020

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2019
Property Address	405 E 55TH ST, SAVANNAH, GA 31405-3518
Document Number	0015450716
Book / Page	1545 / 716
Instrument Date	Feb 5, 2019
Instrument	2019-001104
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 E 40TH ST, SAVANNAH, GA 31401-9423

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00 (-30.44%) Homeowner's exemption	$309,880 (+39.49%) Land $44,000 Building $265,880	$774,700 (+39.49%) Land $110,000 Building $664,700
2023		$222,160 (+41.36%) Land $30,000 Building $192,160	$555,400 (+41.36%) Land $75,000 Building $480,400
2022	$6,507.00	$157,160 Land $30,000 Building $127,160	$392,900 Land $75,000 Building $317,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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